New ways to save with your home loan

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Get set to save with great rates and low fees, multiple offset accounts, and
Marketplace rewards.

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More home loan options

Add an offset 

An offset account will allow your savings to reduce the amount of interest you pay on the variable portion of your loan.

Split home loan

Divide your home loan into multiple accounts, so you can take advantage of the benefits of both fixed and variable loan accounts. 

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Home loan calculators

Budget and plan ahead with our home loan calculators. Calculate your home loan repayments, stamp duty costs, how much you could borrow, and how much you could save by refinancing.

How much are my repayments?

How much can I save?

How much can I borrow?

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Applying online is easy

Get a quote in 3 minutes and continue to securely apply online.

We're here to help throughout your application and you can save as you go, to pick up where you left off later.


For a faster response, call us on 13 62 27 Monday to Friday 8am - 6pm (Sydney time).

If you'd like to schedule a call, let us know your preferred time and we'll call you back. 


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Additional information

This information is provided by Macquarie Bank Australian Credit Licence 237502 and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.


Variable interest rate and comparison rate for basic owner-occupied home loans with principal and interest repayment. Rate applies for new loans when you borrow up to 60% of the property value with a principal and interest repayment variable rate loan. Subject to change without notice.

The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.


1 year fixed rate° and comparison rate for basic owner-occupied home loans with principal and interest repayments. Rate applies for new loans when you borrow up to 70% of the property value with a principal and interest repayment fixed rate loan. Subject to change without notice.


Fixed rate loans may be subject to significant break costs. Please refer to the loan contracts for terms and conditions regarding break costs. At the end of the fixed rate period, the interest rate will revert to the discount variable rate applicable at that time.

Home loan information and interest rates are current as at 5 August 2022 for new loans only and are subject to change.