More home loan options

Add an offset 

An offset account will allow your savings to reduce the amount of interest you pay on the variable portion of your loan.

Split home loan

Divide your home loan into multiple accounts, so you can take advantage of the benefits of both fixed and variable loan accounts. 

 

 

How you could reduce your home loan repayments

Rethinking, refinancing and restructuring could help make your home loan work better for you.

Rethinking, refinancing and restructuring could help make your home loan work better for you.
 

 

 

Why Macquarie?

Competitive rates and low fees

With our best rate upfront and low fees, you could pay off your home loan faster.

Market leading turnaround times

Get a quick response on the status of your loan with our straightforward application, so you have more time to do the things you love. 

Intuitive digital experiences

Confidently and securely manage your money with our digital banking platforms, tools, and online calculators.

Flexible loan options

Personalise your home loan to your needs with options to split between variable and fixed interest rates, up to 10 offset accounts and fee free redraw when using online banking.

 

 

Home loan brokers have voted us #1 for the fourth time.

MFAA National Major Lender of the Year 2023

Applying online is easy

Submit your application in a few simple steps. Apply if you are 18 years or older and a permanent resident of Australia.


 

Get a quick quote

3 minutes

Answer a few simple questions and we’ll provide a tailored quote with your rate and repayments.

 

Continue to apply online

15 minutes

Provide information about you, your property, what you earn and what you owe.

 

Get an answer fast

Once you’ve submitted your application, one of our friendly banking specialists will review it and get in touch to answer any questions and guide you through the next steps.

 

Talk to a home loan specialist

 

Thanks for your enquiry. We’ll aim to contact you within one business day.

For some enquiries we will contact you via email only.

There has been an error. Please contact us.


If you're refinancing, request a call or contact us on 13 62 27 Monday to Friday 8am - 6pm (Sydney time).

For a faster response on your pre-approval enquiry, try our calculator to estimate your borrowing power and continue to apply online.

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By submitting this enquiry, I acknowledge that I have read the Macquarie Group privacy policy, and understand that Macquarie will use my personal information to contact me in relation to my enquiry, and for other general marketing purposes.

You can change your marketing preferences by telephoning Macquarie on 1800 806 310 or customising your preferences with the unsubscribe link included in our marketing communications. Please note that all of our calls are recorded. If you do not want your call to be recorded, please advise the Macquarie staff member.

 

Support for customers

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Help and support

Quickly search and find the answer to common questions.

Get in touch

Contact us if you have a question about your account.

Additional information

This information is provided by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.

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Variable interest rate and comparison rate for basic owner-occupied home loans with principal and interest repayment. Rate applies for new loans when you borrow up to 60% of the property value with a principal and interest repayment variable rate loan. Subject to change without notice.

The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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3 year fixed rate° and comparison rate for basic owner-occupied home loans with principal and interest repayments. Rate applies for new loans when you borrow up to 70% of the property value with a principal and interest repayment fixed rate loan. Subject to change without notice.

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Fixed rate loans may be subject to significant break costs. Please refer to the loan contracts for terms and conditions regarding break costs. At the end of the fixed rate period, the interest rate will revert to the discount variable rate applicable at that time.

Home loan information and interest rates are current as at 30 January 2024 for new loans only and are subject to change.