Ways to pay your credit card

There are various ways you can repay your Macquarie Credit Card.  Each payment type has a different payment clearance timeframe as outlined below.

You can transfer money from one of your Macquarie accounts or from an account from another bank to pay your credit card.  

If you elect to make a repayment to your Macquarie credit card from your Macquarie Transaction Account, Macquarie Savings Account or Macquarie Offset Account, your credit card available balance will update immediately. Your owing balance will be updated on the next business day.

For repayments made from any other Macquarie bank accounts such as the Macquarie Cash Management Account:

• if you make the repayment before 5pm on a business day, your available and owing balance will be updated on the next business day; or
• if you make the repayment after 5pm on a business day, or on a non-business day, your available and owing balance will be updated in up to two business days’ time.

If you’re transferring from another bank you’ll need to check with them how long it will take to clear.

You can pay your credit card bill using BPAY®:

BPAY® biller code: 423251

Reference number: your credit card number

If you elect to repay your credit card via BPAY® from one of your Macquarie bank accounts:

• if you make the repayment before 5pm on a business day, your available and owing balance will be updated on the next business day; or
• If you make the repayment after 5pm on a business day, or on a non-business day, your available and owing balance will be updated in up to two business days’ time. 

NOTE: You cannot use BPAY® to pay your credit card from another credit card.