Insurance solutions

The Macquarie Wrap platform offers multiple insurance products to make sure your clients have access to the insurance that’s right for them. 

Zurich Wealth Protection

A flexible package

Zurich Protection Plus allows you to choose any combination of Death cover, TPD cover or Income Protection cover.

Zurich Active offers broader coverage and the ability to make multiple claims based on the severity of Health Events over time.


TAL Accelerated Protection

Mix and match options

Accelerated Protection is TAL’s retail insurance offer – a combination of innovative product and smart technology, providing peace of mind now and into the future.


OnePath OneCare

Tailored insurance solution

From business owners to home-makers, the flexible nature of OneCare allows you to deliver a tailored insurance solution - all under one policy.


AIA Priority Protection for Platform Investors

A complete risk solution

You can access tools and resources, including forms, user guides and client material.


Help and support

Under legislation, we’re required to stop maintaining the insurance cover held through a member’s super account from 1 July 2019, if:

  • your client’s account becomes inactive for a continuous period of 16 months, because it hasn’t received any amounts such as a contribution or a rollover, and
  • your client hasn’t elected to retain your insurance cover even in these circumstances.

To comply with the legislation, we’re required to contact your clients when their account has been inactive for certain specified periods and provide them with the opportunity to confirm they want to continue with the insurance cover.

This legislation was passed to ensure that superannuation account balances are not eroded by insurance premiums for cover that members are not aware they hold or no longer need.

There are no changes to the insurance options as part of the launch of Consolidator / Manager II products. The insurance menu is the same as the closed Consolidator product, with four independent providers offering retail insurance policies (OnePath, AIA, TAL and Zurich).

There is no difference in the insurance options offered between the Consolidator II – Engage and Consolidator II – Elevate Investment Menus. If clients perform a product switch or move between Engage and Elevate Investment Menus, their insurance arrangements are maintained.

From 1 July 2019, if your client’s super account becomes inactive for a continuous period of 16 months their insurance cover won’t continue.

If the insurance ceases on or after 1 July 2019 and your client would like to obtain cover again, they’ll need to reapply for cover by contacting their insurer. Please note, the new insurance application may be subject to underwriting and acceptance by the Insurer.

Contact us

Need help? If you’re an adviser, please contact us via live chat in Adviser Online. If you’re a client, please call

1800 025 063

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Additional information

This information is provided for the use of financial services professionals only.  In no circumstances is it to be used by a potential investor or client for the purposes of making a decision about a financial product or class of products.

Macquarie Investment Management Limited ABN 66 002 867 003 AFSL 237 492 RSEL L0001281 (MIML) is the operator of Macquarie Investment Manager, Macquarie Investment Manager II, Macquarie Investment Consolidator, Macquarie Investment Consolidator II and Macquarie Investment Accumulator; and is the Trustee of the Macquarie Superannuation Plan.