An easy, secure way to pay

Pay on the go with your iPhone or Apple Watch. Just add your Macquarie debit or credit card to your mobile wallet to get started.
A young Asian man with glasses sitting at a desk in a casual modern office.
"The addition of Apple Pay has been incredible."
Hubert

Simple. Easy. Secure.

Pay in store, in apps and online

Pay on the go, at home or overseas when you see a contactless symbol. Shop the web in Safari and in apps on your iPhone or iPad.

Face ID and Touch ID

Face ID and Touch ID act like a PIN so you can make a purchase in an instant.

Add cards to your Apple Wallet

Just add your Macquarie credit or debit card to Apple Wallet, verify with the Macquarie Mobile Banking app and you can start spending.

Privacy and security

Apple Pay uses a device-specific number and unique transaction code so your card number is never shared with merchants.

Track spending

Transaction notifications

  • Get the added security of real time notifications – opt in on your device.
  • Whenever you make a transaction on your Macquarie credit or debit card, you’ll receive a push notification, so you know the correct transaction has been processed either instore or online.
  • For foreign currency transactions, the alert shows the spend amount in local currency and Australian dollars.
A woman holding a phone in a well lit room with the Macquaire bank app open on a savings screen.
Added security

Protect your account and personal information

  • The Macquarie Authenticator app provides an extra layer of security that helps protect your account and personal information and is our most secure way to authenticate.
  • It's a mobile app that sends actionable push notifications for you to approve or deny online transactions and account activity. There’s also an option to generate a unique one-time rolling code as an alternative authentication method.
A person in a cafe close up shot of their hand holding a phone with the Macquarie authenticator app open
Shopping discounts

Discounts on eGift cards

  • Get discounts of up to 10% on eGift cards to use at over 50 leading retailers across Australia with Macquarie Marketplace when you purchase them with your Macquaire Transaction or Savings account.
  • Instantly purchase eGift cards from the palm of your hand and access them 24/7 through your account.
A woman with glasses holding a top in a well lit retail shop
Travel assistance

Digital tools for travelling

  • When you log into the Macquarie Mobile Banking app at your overseas destination, the Travel Mode feature will reflect your location and the local exchange rate. 
  • You’ll also have quick access to our international support contact details.
  • Easily lock and unlock your card in the app if your card is lost or stolen.

     

View of a Manhattan Downtown street during the day, shot from a high angle.

New to Macquarie?

Open a transaction account online and start using Apple Pay.

Access Apple Pay

All our credit and debit cards support Apple Pay.

Visit credit cards

Visit transaction account

Download the app

Download the Macquarie Mobile Banking app and manage your activated cards in real time.

Frequently asked questions

First, you’ll need to download the latest version of the Macquarie Mobile Banking app from the app store:
 

  1. Search: Macquarie Mobile Banking in the app store and download the app
  2. Log in to the Macquarie Mobile Banking app with your Macquarie ID and Password
  3. Follow the on-screen instructions to set up your passcode/fingerprint verification.


iPhone/iPad
 

  1. Open the Wallet app (for iPad this is in Settings > Wallet & Apple Pay)
  2. Click Add credit or debit card or the + symbol
  3. Click Next. Use the iPhone camera to capture your card details (you can also add the details manually) and confirm the name and card number details are correct
  4. Click Next. Confirm the expiry date and enter the CVV
  5. Click Next. Read the Macquarie with Apple Pay Terms of Use
  6. Click agree if you accept
  7. Use the Macquarie Mobile Banking app to verify adding your card
  8. You will receive a confirmation message
  9. Click Done. You’ll be taken back to Wallet where your card will be ready for use with Apple Pay.


You can set your Macquarie card to be your default payment card by going to Settings > Wallet & Apple Pay > Choose a new card.


Apple Watch
 

  1. Open the Watch app on your iPhone, > tap My Watch tab. If you have multiple watches, choose one
  2. Tap Wallet & Apple Pay
  3. Follow the steps to add a card
  4. Tap Next
  5. Macquarie will verify your card information
  6. Complete the verification process using the Macquarie Mobile Banking app
  7. After your bank or issuer verifies your card, tap Next.

You can set your Macquarie card to be your default payment card by going to Settings > Watch tab > Wallet & Apple Pay > Default card > Choose a new card.

You can have multiple credit cards, debit cards and loyalty cards on Apple Wallet.

To use Apple Pay for purchases you must first add your eligible card on your compatible Apple device. See How do I add my card to Apple Pay?

Once your card has been added to Apple Pay:

(Check device compatibility)
 

  1. At checkout, double click the side or home button
  2. Make sure your device displays your Macquarie card, if not, swipe right to select it
  3. Unlock device with Face ID or Touch ID
  4. Hold the top of your iPhone near the terminal
  5. Wait for your phone to beep or vibrate. If successful, you’ll receive a confirmation on screen.

You may need to enter your PIN or sign a receipt for transactions over $100.




For Apple Pay:

You can return items purchased using your card in Apple Pay by providing the merchant with the last four digits of your Device Account Number instead of your plastic card number.

To access your Device Account Number:
 
  1. Open your Wallet App
  2. Tap the card you used to purchase the goods you would like to return
  3. Tap the more [three dots] icon in the top right corner
  4. Scroll to see your Device Account Number.

In the Wallet select the card you used to make the purchase and hold your device near the contactless terminal at the merchant once the return has been keyed in by the shopkeeper.

For Google Pay:

You can return items purchased using your card in Google Pay by providing the merchant with the last four digits of your virtual account number instead of your plastic card number. 

To access your Virtual Account Number:
 
  1. Open the Google Pay App
  2. Tap the card you used to purchase the goods you would like to return
  3. Scroll down to your card details.

In Google Pay select the card you used to make the purchase and hold your device near the contactless terminal at the merchant once the return has been keyed in by the shopkeeper.


Please remember to keep the original receipt you received from the merchant at the time of purchase as the Google Pay or Apple Pay receipt is not an official proof of purchase.

How to videos

 

Using Apple Pay on your iPhone

 

How to add cards to Apple Pay

 

How to use Apple Pay with TouchID

"I use it on my watch, so I can go for a run without my wallet and get a coffee just by touching my wrist."
Hubert
Hubert

Additional information

Apple, the Apple logo, iPhone & Safari are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.