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Easy and secure

Add your Macquarie credit or debit card to Google Pay and pay with the devices you use every day. 

Pay in store, online and more

Google Pay makes it easy to shop in store, online or overseas, wherever you see a contactless symbol.

Simpler checkout in app

Google Pay makes it easy to check out in apps without having to enter your card details. Just choose Google Pay for payment and check out in an instant.

Easy payments in store

Wake up your phone and hold it to the terminal to make a purchase in an instant.

Security and privacy

Google Pay uses a virtual account number when you make a purchase so your card number isn’t shared with merchants.

Track spending

Transaction notifications

Transaction notifications

  • Get the added security of real time notifications – opt in on your device.
  • Whenever you make a transaction on your Macquarie credit or debit card, you’ll receive a push notification, so you know the correct transaction has been processed either instore or online.
  • For foreign currency transactions, the alert shows the spend amount in local currency and Australian dollars.
A woman holding a phone in a well lit room with the Macquaire bank app open on a savings screen.
Added security

Protect your account and personal information

Protect your account and personal information

  • The Macquarie Authenticator app provides an extra layer of security that helps protect your account and personal information and is our most secure way to authenticate.
  • It's a mobile app that sends actionable push notifications for you to approve or deny online transactions and account activity. There’s also an option to generate a unique one-time rolling code as an alternative authentication method.
Learn more
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Shopping discounts

Discounts on eGift cards

Discounts on eGift cards

  • Get discounts of up to 10% on eGift cards to use at over 50 leading retailers across Australia with Macquarie Marketplace when you purchase them with your Macquarie Transaction or Savings account.
  • Instantly purchase eGift cards from the palm of your hand and access them 24/7 through your account.
Find out more
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Travel assistance

Digital tools for travelling

Digital tools for travelling

  • When you log into the Macquarie Mobile Banking app at your overseas destination, the Travel Mode feature will reflect your location and the local exchange rate. 
  • You’ll also have quick access to our international support contact details.
  • Easily lock and unlock your card in the app if your card is lost or stolen.

     

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New to Macquarie?

Open a transaction account online and start using Google Pay.

Open an account

Access Google Pay

All our credit and debit cards support Google Pay.

Visit credit cards

Visit transaction account

Download the app

Download the Macquarie Mobile Banking app and manage your activated cards in real time.

Frequently asked questions

First, you’ll need to download the latest version of the Macquarie Mobile Banking app from the Play Store:

  1. Search: Macquarie Mobile Banking in the app store and download the app
  2. Log in to the Macquarie Mobile Banking app with your Macquarie ID and Password
  3. Follow the on-screen instructions to set up your passcode/fingerprint verification.


Once you have done this, follow the steps below on your Android device:

Macquarie Mobile Banking app

Accounts with a linked debit card will be displayed in the dashboard that can be added to your Google wallet.

  1. Click on the Account card icon
  2. Click I want to
  3. Click Add card to Google Pay
  4. Click Next. Read the Terms and Conditions
  5. Click Agree if you accept
  6. Your card is now added to Google Pay.


Google Wallet

  1. Download the Google Pay app from the Google Play Store
  2. Open the Google Pay app on your device and tap the + sign
  3. In the app, take a photo of your card or manually enter your card information
  4. Accept Macquarie Terms of Use for Google Pay
  5. Follow on-screen verification process.

You can set your Macquarie card to be your default payment card by tapping the digital Macquarie card and selecting Default for contactless.


You can have multiple credit cards, debit cards and loyalty cards on Android Wallet.


  1. Add your eligible card on your compatible Android device
  2. At checkout, press the power button to wake up your phone and unlock your device
  3. Make sure that NFC is enabled
  4. Hold the back of your device over the contactless terminal
  5. Wait for your phone to beep or vibrate and you’ll receive a confirmation on screen.


You may need to enter your PIN or sign a receipt for transactions over $100.

For Apple Pay:

You can return items purchased using your card in Apple Pay by providing the merchant with the last four digits of your Device Account Number instead of your plastic card number.

To access your Device Account Number:
  1. Open your Wallet App
  2. Tap the card you used to purchase the goods you would like to return
  3. Tap the more [three dots] icon in the top right corner
  4. Scroll to see your Device Account Number.

In the Wallet select the card you used to make the purchase and hold your device near the contactless terminal at the merchant once the return has been keyed in by the shopkeeper.

For Google Pay:

You can return items purchased using your card in Google Pay by providing the merchant with the last four digits of your virtual account number instead of your plastic card number.

To access your Virtual Account Number:
  1. Open the Google Pay App
  2. Tap the card you used to purchase the goods you would like to return
  3. Scroll down to your card details.

In Google Pay select the card you used to make the purchase and hold your device near the contactless terminal at the merchant once the return has been keyed in by the shopkeeper.

It may take several days for a refund to appear on your card statement.

Please remember to keep the original receipt you received from the merchant at the time of purchase as the Google Pay or Apple Pay receipt is not an official proof of purchase.

For more help and support topics, visit Macquarie Help Centre

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Additional information

This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.

Android, Google Pay, Google Chrome and the Google Logo are trademarks of Google LLC.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.