Your options

You have many options when depositing funds into a Macquarie Cash Management Accelerator Account (Accelerator). You can also use your client's Accelerator account to transfer funds to the linked CMA. Please note that the linked CMA is the only account you can directly transfer Accelerator funds to.

Adviser Initiated Payment (AIP)

When a client opens an account, the primary dealer/adviser is automatically provided Limited Funds Transfer Authority (LFTA) on the account. The AIP functionality recognises if you have LFTA and won’t send your client a push notification via Macquarie Authenticator or a text message with a secure code. If you don’t have LFTA or one of your support staff initiates the AIP transfer, a  push notification or a secure code will be sent to your client.

You can use AIP to transfer funds between your client's Accelerator account and their linked Macquarie Cash Management Account.

For more information see Adviser Initiated Payments (AIP).

Bulk Transacting

When a client appoints you or their primary adviser to have LFTA on an account, they’re authorising this adviser to have access to information about their account. LFTA means you can also transfer funds interchangeably between their Macquarie CMA and their Accelerator accounts using bulk transacting.

Depending on the authority and the direction of the transfer, you may need to complete specific bulk transacting files. Please see the table below for the correct file to use.

CMA Authority
Accelerator Authority 
File to use for transfers from CMA to Accelerator
File to use for transfers from Accelerator to CMA 
General withdrawal authority
LFTA
External multi
Accelerator to nominated account
No authority
LFTA
External multi – provided it is used by the Accelerator’s primary dealer
Accelerator to nominated account
General withdrawal authority
No authority
External multi
Not available

Secondary brokers can now also be appointed with LFTA on a client’s Accelerator account via a Macquarie Third Party Authority form. You can find this form on Adviser Tools.

Your clients can also transfer funds themselves via our online and mobile banking services.

Electronic Funds Transfer (EFT)

You’ll need a BSB and an account number to complete an EFT.

  • The Accelerator BSB is 182 500
  • Your client’s nine-digit Accelerator account number can be found in your client’s welcome email we sent them after they opened an account.

BPAY

The Accelerator BPAY® Biller Code is 423475 and the BPAY Customer Reference Number (CRN) is their nine-digit Accelerator account number.

External transfers

You can only transfer between the linked CMA or IDPS account and Accelerator and vice versa.

Internal transfers

Your client can transfer funds between their Accelerator and CMA or IDPS account with no daily limit. As your client’s adviser, you’ll automatically have Limited Funds Transfer Authority (LFTA) on the account. This level of authority lets you move money between the two accounts.

Transfers between the Accelerator and the CMA or IDPS account is in real time during business days. For non-business day transfers, your client’s funds will move the next business day.

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