How can I withdraw funds from my Macquarie Cash Management Account?

The Macquarie Cash Management Account (CMA) enables you to access your funds quickly and easily.

If you are new to Macquarie, we will issue you a Macquarie ID for our online and phone services. Keep your codes secure to ensure you are not held liable for unauthorised transactions.

Online transactions

Macquarie Online allows you to:

  • transfer funds to any Australian bank account
  • use BPAY® to make payments (BPAY limits can vary between financial institutions, so check the limits before making a payment)
  • set-up one-off, future dated or recurring payments.

Note the cut-off time for transactions to take effect.

Phone banking

Macquarie PhoneLink offers quick and easy access to your account over the phone. It allows you to pay your bills with BPAY and transfer funds to nominated account(s).

Macquarie PhoneLink is available 24 hours a day, seven days a week. Please note the cut-off time for transactions to take effect.

  • Call Macquarie PhoneLink 133 275 and enter your Macquarie ID and PIN


PayAnyone is an optional facility that enables you to transfer funds to any Australian bank account by entering the account number and BSB online. We will confirm the transaction to you by email if we have your email address. Your daily limit will be shown online, and should additional limits become available, you will be given the option to opt-in and change your limit.

Recurring payments

You can set up a funds transfer to make the same payment, such as a mortgage repayment, each week, fortnight, month or quarter. Payments can be easily set-up and maintained online.

Direct debit requests

You can authorise a person or organisation to withdraw from your account to arrange payment for expenses, such as credit cards and other bills. To arrange this, you will need to contact the receiving institution.

Lodgement times

Macquarie has lodgement times which refer to the latest time that a valid transaction request can be lodged to allow for same day processing. Refer to the lodgement times in the Product Information Statement for details.

To find out more about how to withdraw funds from your account, call 1800 806 310 to speak with a Macquarie specialist.


Related products

New clients

Monday to Friday 8am – 6pm (Sydney time)

1800 806 310

Existing clients

Monday to Friday 8am – 6pm (Sydney time)

1800 098 648

Apply online

Open an account online today. 

Additional information

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The Macquarie Cash Management Account is a deposit account provided by MBL. Fees and charges may be payable. Terms and conditions are available upon request.

This information is provided for the use of licensed and accredited brokers and financial advisers only. In no circumstances is it to be used by a potential client for the purposes of making a decision about a financial product or class of products. This information does not take into account any person’s objectives, financial situation or needs. Before making any financial investment decision or a decision about whether to acquire or continue to hold any products mentioned on this page, a person should obtain and review the offer documents relating to that product and also seek independent financial, legal and taxation advice.

Unless stated otherwise, this information has been prepared by Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502 (MBL).

Any information on Macquarie Wrap products has been prepared by Macquarie Investment Management Limited ABN 66 002 867 003 AFSL 237492 RSEL L0001281 (MIML). The Macquarie Separately Managed Account is issued by Macquarie Investment Services Limited ABN 73 071 745 401 AFSL 237495 (MISL). In deciding whether to acquire or continue to hold a product, a person should consider the PDS, IDPS Guide, or other relevant offer document(s) available on the Macquarie website. Our Target Market Determinations are available at

Funds invested on your behalf by MIML, or investments in the SMA other than cash on deposit with MBL, are not deposits with or other liabilities of MBL or any other entity of the Macquarie Group and are subject to investment risk, including possible delays in repayment and loss of income and capital invested. None of MBL, MIML, MISL or any other member of the Macquarie Group guarantees any particular rate of return or the performance of the investments, nor do they guarantee the repayment of capital.

Any information on this page in relation to mortgages has been prepared by Macquarie Securitisation Limited ABN 16 003 297 336 AFSL and Australian Credit Licence 237863 (MSL).