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Macquarie black VISA card
Macquarie Black Card with Macquarie Rewards
Macquarie platinum VISA card
Macquarie Platinum Card with Macquarie Rewards
Macquarie black VISA card
Macquarie Black Card with Qantas Points
Macquarie platinum VISA card
Macquarie Platinum Card with Qantas Points
Macquarie RateSaver VISA card
Macquarie RateSaver Card
  • Earn Macquarie Reward points on eligible purchases7
  • $0 international purchase fees2
  • Up to 4 free additional card holders3
  • Redeem your points for eGift cards at over 50 leading merchants    
  • Earn Macquarie Reward points on eligible purchases7
  • $0 international purchase fees2
  • Up to 4 free additional cardholders3
  • 0% p.a. balance transfer for 14 months from credit card approval6
  • Earn Qantas Points on eligible purchases8
  • $0 international purchase fees2
  • Overseas travel insurance9
  • 20% off the Concierge Service limousine travel in Australia up to $100 discount per year1    
  • Qantas Points on eligible purchases8
  • $0 international purchase fees2
  • Overseas travel insurance9
  • 0% p.a. balance transfer for 14 months from credit card approval6
  • Our lowest purchase interest rate card has a 15.95% p.a. standard interest rate on purchases and cash advances5
  • $0 international purchase fees2
  • Up to 55 days interest free on purchases4
  • 0% p.a. balance transfer for 14 months from credit card approval6
Rewards
Additional benefits

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1300 150 300

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Additional information

This information is provided by Macquarie Bank Australian Credit Licence 237502 and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply. Allow up to 10 working days to process your application.

Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Our credit cards are 5-star Canstar rated for Outstanding Value Travel Credit Card for 2019/2020.

Qantas Points are earned in accordance with and subject to the Macquarie Qantas Rewards Program Terms and Conditions, available at Macquarie Online Banking and macquarie.com.au/cards. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Complimentary membership is provided by Macquarie Bank Limited for new or existing Macquarie Platinum and Macquarie Black cardholders who are not already members of the Qantas Frequent Flyer Program and who apply for membership online at qantas.com/joinffmacquarie. This offer is non-transferable. Qantas Frequent Flyer membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer Program terms and conditions.

Approval is subject to Macquarie credit criteria and suitability assessment. Terms and conditions apply and are available upon request. Fees and charges apply. Allow up to 10 working days to process your application.

1

Concierge Services are provided by Aspire Lifestyles (Australia) Pty Ltd. Accessing concierge services is free but you must pay for the goods or services that you purchase through the service. Maximum discount of AUD$100 will apply per calendar year. The discount will be applied at the time of booking and the outstanding amount must be paid for with your Macquarie Black Card. If a booking is cancelled within 24 hours of the scheduled time, you will still be charged for the booking and the discount will still be applied to your annual maximum. Limousine travel can only be used within Australia and subject to availability. 

2

We don’t charge fees for card purchases or transactions made or processed outside Australia but others, such as the banks of international merchants, might.

3

The annual fee information displayed on this page applies to new customers only. Existing customers may be subject to a different annual fee and should refer to their Financial Table for the annual fee that applies to their account. Other fees and charges may apply.

4

Applicable only if your account is paid in full by the due date shown each month (excluding any balance transfers and Interest Free Finance balances that are in the specified promotional period). Interest rates are variable and subject to change.

5

Interest rates are variable, subject to change and to Macquarie credit criteria.

6

The 0% p.a. applies to balances transferred with this offer for the first 14 months from the date your account is approved and then reverts to the standard variable interest rate for purchases, which is currently 20.70% p.a. for the Macquarie Black Card and the Macquarie Platinum Card, and 15.95% p.a. for the Macquarie RateSaver Card. Interest rates are variable and subject to change. Minimum repayments are required. For further details refer to the Balance Transfer Terms and Conditions.

7

Macquarie Reward points are earned on up to $200,000 of spend annually on the Macquarie Visa Platinum Card and no points cap on the Macquarie Black Card. Macquarie Rewards are subject to the Macquarie Rewards Program Terms and Conditions. Macquarie Reward points are not earned on cash advances, balance transfers or other restricted transactions detailed in the Macquarie Rewards Program Terms and Conditions.

8

You will earn 1 Qantas Point per $1 spent on eligible purchases on the Macquarie Platinum Card on up to $1,000 spend per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases for the remainder of that statement period. Qantas Points are earned on up to an annual maximum of $200,000 of eligible spend on the Macquarie Platinum Card. You will earn 1 Qantas Point per $1 spent on eligible purchases on the Macquarie Black Card on up to $4,000 spend per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases for the remainder of that statement period with no points cap. Eligible purchases exclude cash advances, balance transfers or other restricted transactions detailed in the Macquarie Qantas Rewards Program Terms and Conditions.

9

Overseas Travel Insurance, Interstate Flight Inconvenience Insurance, Transport Accident Insurance, Purchase Security Insurance, Extended Warranty Insurance and Global Hire Car Excesses Waiver are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb) and are subject to the terms, conditions, excesses and exclusions contained in the Macquarie Bank Platinum Card policy of insurance or in the Macquarie Black Card policy of insurance between Macquarie Bank Limited (ABN 46 008 583 542 AFSL No. 237502) (MBL) and Chubb. This information does not take into account your objectives, financial situation or needs. It is important for you to read Macquarie Bank Platinum Card Insurance Terms and Conditions or Macquarie Bank Black Card Insurance Terms and Conditions available by calling 1300 150 300 and consider the appropriateness of that insurance in relation to your individual requirements.

10

This information is provided by Macquarie Bank Australian Credit Licence 237502 and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.

11

Subject to the terms and conditions of the Visa Luxury Hotel Collection. See www.visaluxuryhotels.com/about/benefits for details.

12

Visa's Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult Macquaire for additional details.

13

To be eligible for the bonus Macquarie Reward points offer, you must apply and be approved for a Macquarie Black Card with Macquarie Rewards or Macquarie Platinum Card with Macquarie Rewards. Receive 20,000 bonus Macquarie Reward points if you spend $2,000 on eligible purchases within 60 days of card approval. Eligible purchases exclude cash advances, balance transfers or other restricted transactions detailed in the Macquarie Rewards Program Terms and Conditions. Eligible purchases include those made by the primary cardholder and any additional cardholders on the credit card account. The 20,000 bonus Macquarie Reward points will be credited to your Account within 60 days of meeting the spend criteria, provided that you are not in breach of the Conditions of Use and your Account remains open. Offer is limited to new applicants only. This offer is not available to applicants who have applied for a credit card as part of a home loan package.

14

To be eligible for the bonus Qantas Points offer, you must apply and be approved for a Macquarie Black Card with Qantas Rewards or Macquarie Platinum Card with Qantas Rewards. Receive 20,000 bonus Qantas Points if you spend $2,000 on eligible purchases within 60 days of card approval. Eligible purchases exclude cash advances, balance transfers or other restricted transactions detailed in the Macquarie Qantas Rewards Program Terms and Conditions. Eligible purchases include those made by the primary cardholder and any additional cardholders on the credit card account. The 20,000 bonus Qantas Points will be credited to your Qantas Frequent Flyer Account within 60 days of meeting the spend criteria, provided that you are not in breach of the Conditions of Use, your Account remains open and you have provided Macquarie with a valid Qantas Frequent Flyer membership number. Offer is limited to new applicants only. This offer is not available to applicants who have applied for a credit card as part of a home loan package.

15

You will earn an additional Qantas Point per dollar spent on selected Qantas products and services in Australia. Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number) Qantas Frequent Flyer and Qantas Club membership joining and annual fees as applicable. Excludes Jetstar, Qantas Holidays, Qantas branded non-airfare products and any Qantas products and services not purchased directly from Qantas. Purchases at Qantas Freight, Qantas Holidays, Qantas Business Travel, Jetset Travelworld channels, Qantas Staff Travel, the Jetstar Group of companies or goods or services supplied by QFF Program partners. The Qantas Points earned each month will be credited to your Qantas Frequent Flyer account within five business days of each Statement Period provided that you are not in breach of the Conditions of Use, your Account remains open and you have provided Macquarie with a valid Qantas Frequent Flyer membership number.

^The Macquarie RateSaver Card is not available in a Home Loan Package.

^^Different minimum credit limits may apply to the Macquarie Platinum Card in a Home Loan Package.