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Fantastic service. All staff I dealt with at Macquarie Bank were very professional, extremely helpful and made sure we were kept informed about the progress of our loan application.
Christopher
Macquarie customer
We could not be more pleased with the level of customer service and professionalism displayed by Macquarie during our refinancing process.
Melody
Macquarie customer
Rates are for new loans and are subject to change.
My loan is
Repayment type
| Basic home loan product ⓘ | Offset home loan product ⓘ | |||
|---|---|---|---|---|
| LVR ⓘ | Interest rate | Comparison rate ⓘ | Interest rate | Comparison rate ⓘ |
| ≤ 60% | 6.14% pa | 6.16% pa | 6.14% pa | 6.39% pa |
| ≤ 70% | 6.14% pa | 6.16% pa | 6.14% pa | 6.39% pa |
| ≤ 80% | 6.19% pa | 6.21% pa | 6.19% pa | 6.44% pa |
| ≤ 90% | 6.39% pa | 6.41% pa | 6.39% pa | 6.64% pa |
| ≤ 95% | 7.19% pa | 7.22% pa | 7.19% pa | 7.43% pa |
My loan is for
Repayment type
| Basic home loan product ⓘ | Offset home loan product ⓘ | |||
|---|---|---|---|---|
| LVR ⓘ | Interest rate | Comparison rate ⓘ | Interest rate | Comparison rate ⓘ |
| 1 year fixed rate° | ||||
| ≤ 70% | 5.85% pa | 6.14% pa | 5.85% pa | 6.36% pa |
| ≤ 80% | 5.95% pa | 6.19% pa | 5.95% pa | 6.41% pa |
| ≤ 95% | 6.19% pa | 7.11% pa | 6.19% pa | 7.33% pa |
| 2 year fixed rate° | ||||
| ≤ 70% | 5.69% pa | 6.08% pa | 5.69% pa | 6.30% pa |
| ≤ 80% | 5.79% pa | 6.14% pa | 5.79% pa | 6.36% pa |
| ≤ 95% | 6.29% pa | 7.03% pa | 6.29% pa | 7.25% pa |
| 3 year fixed rate° | ||||
| ≤ 70% | 5.69% pa | 6.04% pa | 5.69% pa | 6.26% pa |
| ≤ 80% | 5.79% pa | 6.10% pa | 5.79% pa | 6.33% pa |
| ≤ 95% | 6.29% pa | 6.95% pa | 6.29% pa | 7.17% pa |
| 4 year fixed rate° | ||||
| ≤ 70% | 5.69% pa | 6.00% pa | 5.69% pa | 6.23% pa |
| ≤ 80% | 5.79% pa | 6.07% pa | 5.79% pa | 6.30% pa |
| ≤ 95% | 6.29% pa | 6.88% pa | 6.29% pa | 7.10% pa |
| 5 year fixed rate° | ||||
| ≤ 70% | 5.69% pa | 5.97% pa | 5.69% pa | 6.20% pa |
| ≤ 80% | 5.79% pa | 6.04% pa | 5.79% pa | 6.27% pa |
| ≤ 95% | 6.29% pa | 6.81% pa | 6.29% pa | 7.03% pa |
| Note: Offset benefits are not available while the linked Loan Account is on a fixed rate of interest. | ||||
This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.
The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Fixed rate loans may be subject to significant break costs. Please refer to the loan contracts for terms and conditions regarding break costs. At the end of the fixed rate period, the interest rate will revert to the discount variable rate applicable at that time.
Home loan information and interest rates are current as at 15 October 2024 for new loans only and are subject to change.