"It just gives us... flexibility."
Submit your application in a few simple steps. Apply if you are 18 years or older and a permanent resident of Australia.
Answer a few simple questions and we’ll provide a tailored quote with your rate and repayments.
Provide information about you, your property, what you earn and what you owe.
Once you’ve submitted your application, one of our friendly banking specialists will review it and get in touch to answer any questions and guide you through the next steps.
Thanks for your enquiry. We’ll aim to contact you within one business day.
For some enquiries we will contact you via email only.
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This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, ﬁnancial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.
Rate applies for new loans when you borrow up to 60% of the property value with a principal and interest repayment variable rate loan. Subject to change without notice.
The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
The information in this calculator is by way of example only and is not a prediction or professional financial advice. Calculations are not forecasts, but may assist you in making your own projections. Subject to law, Macquarie will not be liable for any loss or damage caused by your use of the calculator. The information in the calculator does not constitute an offer to lend or imply the product is suitable for you.
Many loans accrue interest daily, monthly interest charges may change depending on the number of days in a month.
We have assumed one year is 52 weeks, or 26 fortnights. This therefore assumes a year has 364 days not 365 or 366.
Repayments are rounded down to the lower dollar. The calculator uses unrounded repayments to obtain the amount of interest payable at points over the loan term. This allows for equal repayment amounts.
The calculations are based on a principal and interest repayment type only for a Basic Home Loan. Principal and interest repayments are calculated based on the loan term, interest rate and loan limit.
Home loan information and interest rates are current as at 17 November 2023 for new loans only and are subject to change.