Investment advantage

With Macquarie Wrap, you and your adviser have access to hundreds of investment options across a range of investment types, including some that wouldn't usually be available to direct investors. This allows your adviser to create a portfolio tailored to your specific wealth needs and goals. 
 

Portfolio visibility

The Macquarie Wrap technology gives you visibility of your investments 24/7 online and through our award-winning mobile app. 

Powered by Macquarie

We're one of Australia's largest investment platform providers, and we're part of the broader Macquarie Group, a global investment leader with over 50 years of unbroken profitability.
 

Added security

You're set for safety with Macquarie Authenticator

You're set for safety with Macquarie Authenticator

Macquarie Authenticator is our standalone mobile authentication app. It sends you push notifications to verify transactions and other account activity. It connects directly to Macquarie's mobile banking app, and gives you the confidence your information and accounts have the highest level of safety - 24/7.

Streamline tax

Streamline tax time

Streamline tax time

Access your investment and insurance tax information in one place, and choose to give access to your accountant or SMSF administrator. This helps reduce the tax return preparation you and your financial specialists need to undertake each year.

Marketplace
Act on opportunity

Act on opportunity

Act on opportunity

With Macquarie's Wrap platform, your adviser has access to buy and sell assets online at any time, with your permission. This means they’re able to take advantage of changes in the market quickly.

Marketplace

Brochures

DocumentLink
Wrap up your investmentsDownload PDF
Wrap up your super and pensionDownload PDF

Current offer documents

Macquarie Wrap Consolidator II

DocumentLink
Macquarie Investment Consolidator II IDPS GuideDownload PDF
Macquarie Super and Pension Consolidator II PDSDownload PDF

 

Macquarie Wrap Manager II 

DocumentLink
Macquarie Investment Manager II IDPS GuideDownload PDF
Macquarie Super and Pension Manager II PDSDownload PDF


More

DocumentLink
Macquarie Wrap Cash Account - Product Information StatementDownload PDF
Macquarie Super and Pension Consolidator II - Product UpdateDownload PDF
Macquarie Super and Pension Manager II - Product UpdateDownload PDF
Macquarie Super and Pension - Technical Information BookletDownload PDF
Super Investment MenuDownload Excel
IDPS Investment MenuDownload Excel

Previous offer documents

(Closed to new investments)

Macquarie Wrap Consolidator

DocumentLink
Macquarie Investment Consolidator IDPS GuideDownload PDF
Macquarie Super and Pension Consolidator PDSDownload PDF
Macquarie Consolidator Cash AccountDownload PDF


Macquarie Wrap Manager

DocumentLink
Macquarie Investment Manager IDPS GuideDownload PDF
Macquarie Super and Pension Manager PDSDownload PDF
Macquarie Term Allocated Pension Manager Supplementary PDSDownload PDF


Macquarie Wrap Accumulator

DocumentLink
Macquarie Investment Accumulator IDPS GuideDownload PDF
Macquarie Super Accumulator PDSDownload PDF


More

DocumentLink
Macquarie Super and Pension Consolidator / Manager, Super Accumulator and Macquarie Investment Consolidator / Manager / Accumulator Product Update - 1 December 2023Download PDF

Superannuation disclosure

Find your Macquarie Superannuation Plan trust deed, board remuneration, annual reports and other important information.

 

View all information

Interest rates for Wrap cash hubs

AccountInterest rate
Investment Wrap Cash Account
2.75% p.a.#
Investment Manager Cash Management Account
2.75% p.a.#
Investment Consolidator Cash Account
2.75% p.a.#
Investment Accumulator Cash Account
2.75% p.a.#
Super and Pension Wrap Cash Hub
3.54% p.a.^
Super and Pension Manager Cash Account
4.16% p.a.^
Super Accumulator Cash Account
4.16% p.a.^
Separately Managed Account (SMA) Cash Holding2.75% p.a.#
  

^ Interest rate effective from 19 May 2024 and is subject to change

# Interest rate effective from 8 April 2024 and is subject to change

Insurance

If you have a Macquarie superannuation wrap account and wish to get insurance cover for life’s unexpected events, we’ve worked with a panel of insurers to provide comprehensive information to your adviser who can provide insurance product information and considerations on what level of cover is right for you.

Your adviser can help you with completing the application, any underwriting requirements and explain how the policy terms operate.

 

Insurance in superannuation voluntary code of practice

As part of our commitment to providing members of our superannuation funds with the best experience possible, we've adopted the Insurance in Superannuation Voluntary Code of Practice (Code of Practice). Some of the changes members will see include:

  • a more active role in the assessment of claims and providing support to members from the start to the end of the claims process
  • providing more information on the insurance we offer and any restrictions that your policy contains
  • ensuring members remain aware of the impact the premiums can have on their retirement income

 

Helpful links

Access the Code of Practice

Access the Code of Practice implementation timeline

business man talking with woman in bright office

Get started

To open a Macquarie Wrap account, speak to your financial adviser.

If you don't have a financial adviser, you can visit the Australian Government's moneysmart website for guidance on how to choose the right adviser for you. 

Not all advisers will use Macquarie’s products and services and some Macquarie products may not be able to be linked to a specific adviser; please speak with any prospective adviser about the support they can offer.

Ready to start?

If you'd like to open a wrap account, please speak to your financial adviser.

Other investing options

Visit our investment page to find out about other options. 

Need help?

If you have further questions about wrap or other products, visit our Help Centre.


If you no longer have a financial adviser, you may also find our Managing your wrap page helpful. 

Additional information

This information has been prepared by Macquarie Investment Management Limited ABN 66 002 867 003 AFSL 237492 RSEL L0001281 (MIML) and does not take into account your objectives, financial situation or needs. Before making any financial investment decision or a decision about whether to acquire a product mentioned on this page, a person should obtain and review the terms and conditions and/or relevant offer document relating to that product and also seek independent financial, legal and taxation advice.

The Macquarie Wrap products referred to on this page are issued by Macquarie Investment Management Limited ABN 66 002 867 003 AFSL 237 492 (MIML). Consider the Product Disclosure Statement (and/or other applicable offer documents) available on the Macquarie Wrap website, to decide if our products are right for you and whether you should acquire or continue to hold a product.

Funds invested on your behalf by MIML are not deposits with or other liabilities of Macquarie Bank Limited ABN 46008583542 or any other entity of the Macquarie Group and are subject to investment risk, including possible delays in repayment and loss of income and capital invested. None of Macquarie Bank Limited, MIML, or any other member of the Macquarie Group guarantees any particular rate of return or the performance of the investments, nor do they guarantee the repayment of capital.

Target Market Determinations for Macquarie issued products are available at our Design and Distribution hub.

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