Macquarie Cash Management Account

Conduct your financial affairs with confidence

Apply now or Request a call

Features and benefits

  • SMSF-ready: can be used as a cash hub for a self-managed super fund (SMSF), simplifying super fund accounting, tax returns and end of year auditing. The Macquarie CMA is the chosen cash hub for one in every four SMSFs**
  • Competitive interest rate: a variable interest rate of 2.50% pa* - calculated daily, paid monthly
  • Easy to apply: secure and fast online application with electronic verification
  • Personalised service: our specialist team are renowned for their efficient, friendly service and product knowledge
  • No ongoing fees: no monthly account-keeping or management fees
  • Flexibility: easy access to your cash via online or phone banking, cheque book facility and BPAY®
  • Visibility: access 10 years of statements online showing income, contributions, dividends, distributions, pension payments, expenses and asset purchases or sales
  • Security: covered by the Australian Government Guarantee^ for aggregate deposits held with Macquarie Bank of up to $A250,000

Diagram illustrating functionality of CMA cash hub

Brochures and forms

Macquarie Cash Management Account

Identification forms

The identification form varies on the type of account you are opening. Please select the relevant identification form from the list below.

Account type Identification form(s)
Individual, Joint, Sole Trader, Deceased Estate or investing for a child under the age of 18 Incorporated in the
Product Information Statement
Non Corporate Trust or Superannuation Fund

Regulated Trust

Unregulated Trust

Corporate Trust or Superannuation Fund

Regulated Trust

Unregulated Trust

Australian Company

Foreign Company

Australian Company Australian Company
Registered Co-operative Registered Co-operative
Association Associations
Partnership Partnership
Government Body Government Body

Frequently asked questions

About Macquarie

What is Macquarie's expertise with cash products?

Macquarie has been a leader in cash management for three decades. Its cash management solutions are used by more than 400,000 investors and more than 10,000 financial services professionals. 

Macquarie has built this position through exceptional service and innovative features and functionality.

Security of your cash investments

How secure is Macquarie?

The Macquarie CMA is a deposit with Macquarie Bank Limited (ABN 46 008 583 542) (Macquarie Bank) and is eligible for coverage under the Financial Claims Scheme (FCS) (commonly referred to as the Australian Government deposit guarantee). 

The FCS has been established by the Australian Government to provide depositors with locally incorporated Authorised Deposit-taking Institutions (ADIs) (such as Macquarie Bank) a guarantee on deposits.

Further information about the FCS can be obtained from the APRA website at and the APRA hotline on 1300 558 849 (or +61 2 9210 3480 if calling from overseas).

Macquarie Cash Management Account

Will my money be locked away for a specific term?

No. You can access your funds at anytime.

Are there fees for opening a Macquarie CMA?

There are no monthly account-keeping or management fees.

More information about fees can be found in the Macquarie CMA Product Information Statement.

How do I open a Macquarie CMA ?

You can apply online with electronic verification. This application process is simple, fast and convenient. Click on the 'Apply now' button above/below to open a Macquarie CMA today. 

Alternatively, you can complete the application form contained in the Macquarie CMA Product Information Statement.

Why do I need to complete an identification form?

The Anti-Money Laundering and Counter-Terrorism Financing Act 2006 and Foreign Account Tax Compliance Act (FATCA) require the collection and verification of specific information from clients.

When do I need to provide an identification form?

You must supply an identification form unless you are an existing active Macquarie account holder. 

We may require further information from you from time to time in order to meet our obligations under AML/CTF Laws, FATCA and/or Macquarie’s internal policies and procedures.

How do I get my identification forms certified?

A certified copy is a document that has been certified as a true and accurate copy of the original document.

This can be done by approaching one of the authorised certifiers below. The authorised person should also print their name and position and if possible affix an official stamp.

  • Legal Practitioner
  • Judge of a Court
  • Magistrate
  • CEO of a Commonwealth Court
  • Registrar or Deputy Registrar of a Court
  • Justice of the Peace
  • Notary Public
  • Police Officer
  • Agent of Australia Post
  • Australian Consular or Diplomatic Officer
  • Officer of Financial Institution (min. two yrs)
  • Australia Post Employee (min. two yrs)
  • Finance Company Officer (min. two yrs)
  • Officer or Authorised Representative of Australian Financial Services Licensee (min. two yrs)
  • Member of the Institute of Chartered Accountants, CPA Australia or the National Institute of Accountants (min. two yrs membership)

Ready to conduct your financial affairs with confidence?

Contact us


1800 806 310


1800 245 555

or speak to your financial adviser


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