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Be confident that your money is invested securely and with a competitive fixed interest rate.
By linking our award-winning term deposit and cash solutions, you can simplify your self-managed super fund (SMSF) accounting, tax returns and end-of-year financial reporting.
You can apply online, and link your term deposit directly to your existing Macquarie Cash Management Account (CMA), giving you more flexibility to manage your investments and control your cashflow.
The Australian Government guarantees aggregated deposits of up to A$250,0002 with Australian authorised deposit-taking institutions.
Lock in an interest rate for a term that suits your needs.
You can choose how often you receive interest payments and a range of investment terms to suit your needs and overall investment strategies.
| Term | Rate (Interest at maturity) |
|---|---|
| 3 months | 0.40% p.a. |
| 6 months | 0.45% p.a. |
| 9 months | 0.50% p.a. |
| 1 year | 0.50% p.a. |
^For deposits over $1 million, or where interest payments are more frequent, rates may differ, Call 13 62 00 to find out more.
These rates apply to Macquarie Personal Banking clients only. If you are a Macquarie Business Banking client please contact your relationship manager for applicable term deposit rates.
| Term | Interest paid at maturity | Interest paid monthly | Interest paid quarterly | Interest paid annually |
|---|---|---|---|---|
| 1 month | 0.05% p.a. | 0.05% p.a. | ||
| 2 months | 0.05% p.a. | 0.05% p.a. | ||
| 3 months | 0.40% p.a. | 0.40% p.a. | 0.40% p.a. | |
| 4 months | 0.40% p.a. | 0.40% p.a. | ||
| 6 months | 0.45% p.a. | 0.45% p.a. | 0.45% p.a. | |
| 9 months | 0.50% p.a. | 0.50% p.a. | 0.50% p.a. | |
| 1 year | 0.50% p.a. | 0.50% p.a. | 0.50% p.a. | |
| 2 years | 0.50% p.a. | 0.50% p.a. | 0.50% p.a. | |
| 3 years | 0.45% p.a. | 0.45% p.a. | 0.45% p.a. | |
| 4 years | 0.45% p.a. | 0.45% p.a. | 0.45% p.a. | |
| 5 years | 0.45% p.a. | 0.45% p.a. | 0.45% p.a. |
^For deposits over $1 million, or where interest payments are more frequent, rates may differ, Call 13 62 00 to find out more.
These rates apply to Macquarie Personal Banking clients only. If you are a Macquarie Business Banking client please contact your relationship manager for applicable term deposit rates.
| Document | Link |
|---|---|
| Term deposit product information statement | Download PDF |
| Term deposit further information booklet | Download PDF |
| Term deposit application guide | Download PDF |
Fast online applications with electronic verification makes it easier than ever for you to apply for a Macquarie Bank Term Deposit.
If you'd like to talk to us before opening a new term deposit call us today on 13 62 00.
Our term deposit is designed to work with your adviser. Contact them today to discuss opening an account.
At Macquarie, we empower people to innovate and invest for a better future.
We take our obligations as a responsible lender and a signatory to the Banking Code of Practice seriously, and we’re proud to reward our savers and borrowers with award-winning products including great rates, choice and an exceptional experience.
Deposits held by Macquarie Bank support our lending to Australian households and businesses, including home loans, vehicle loans and loans to support local small to medium sized businesses.
Macquarie’s environmental, social and governance (ESG) commitment reflects our responsibility to our clients, shareholders and the communities in which we operate.
This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 and does not take into account your objectives, financial situation or needs. Before making any financial investment decision or a decision about whether to acquire a product mentioned on this page, a person should obtain and review the terms and conditions relating to that product and also seek independent financial, legal and taxation advice.
For deposits over $1 million, or where interest payments are more frequent, rates may differ. Call 13 62 00 to find out more.
Winner of the SMSF Awards 2019 Cash and Term Deposit Platforms.
A guarantee cap of $250,000 per account holder per institution applies. Further information about the Government Guarantee can also be obtained from the APRA website at www.fcs.gov.au.
