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Giving and living
Guidance. Every step of the way.
Enduring prosperity
At the Private Bank, we work together to safeguard your future wealth and build financial knowledge across your family – so the legacy we create together is meaningful and enduring. We’ll help you prepare the next generation for their responsibilities – and guide you to make a lasting impact on the causes you are most passionate about.
Personalised service
Understanding what is important to you and your family
At Macquarie, ‘personalised’ isn’t a standard set of questions on your risk profile – it’s a relationship. An ongoing dialogue about your needs, goals and aspirations. It’s an acknowledgement that your goals won’t be linear or static, but complex and ever-changing. That’s why we’re committed to responsive, proactive service and a personalised strategy and approach that’s just right for you and your family.
Working together
An experience founded on strong connections and confident relationships
Confidence comes when you have the right people beside you. You and your Macquarie Private Banker are at the heart of a powerful network of carefully selected experts, working with you and for you to support your financial goals. We’ll bring you the best of Macquarie’s expertise, drawing on our vast network of banking and investment professionals to collaborate with you and your advisers – achieving better outcomes together.
Considered advice
Building strategic solutions with you, for you, with confidence
Your strategy should be individual and multifaceted – and planned taking into account all areas of your portfolio, including debt to equity, your tax situation and time horizons. By leveraging our banking expertise, extensive investment experience and global research capabilities, we can help you see opportunities others miss. Your Private Banker will work alongside you to personally help you make informed, timely and astute financial decisions.
Empowering insights
Exclusive access to Macquarie’s expertise and insights
At The Private Bank, we give you and your family access to comprehensive insights in fields of personal interest. Whether you’re focused on market trends, asset allocation, impact investing, philanthropy or inspiring the next generation to manage their money, we can tailor insights and educational information for all levels of sophistication. It’s part of our commitment to empowering you and your family to become key contributors in your own wealth journey.
Enduring prosperity
Helping you prepare the next generation and make a lasting impact
The Private Bank is also here to help you give your loved ones confidence in their financial future. It’s about much more than efficiently passing on wealth – it’s about preparing the next generation to take responsibility for your legacy.
We’ll work with you to safeguard your future wealth and build financial acumen in your heirs. The family legacy we create together will be generational in scope. If you are a philanthropist, we can help you achieve lasting, positive change in the world.
Creating a legacy future generations will be proud of
Give your loved ones confidence to build a bright financial future of their own. Set them up with banking and borrowing solutions and give them access to educational workshops and insights to empower them to make better financial decisions.
Work with a team of experts to identify opportunities suited to your values to structure meaningful, strategic and impactful philanthropy that will last for generations. Draw on expertise from our Not-for-profit specialist team, the Macquarie Group Foundation, and from international philanthropic experts – to make the biggest difference to the causes that matter to you.
No matter how complex your needs might be, we're ready to provide a tailored approach to helping you reach your goals.
- The challenge
- The solution
- The result
Case study: Private Ancillary Funds
The Challenge -
Under current regulations, Private Ancillary Funds (PAFs) need to make payments of five per cent of their capital value to charitable causes each year, in order to maintain their tax free status. Our client, with a PAF, had only invested funds in cash since its inception. With returns on cash rates now well below five per cent, distributions had been eating into capital. The Board understood it needed to change the investment mix, but was concerned over the risk involved and how to make a risk-aware decision.
The Solution -
We provided extensive modelling and asset consulting to help educate the Board around the different investment choices available and the likelihood of each investment outcome over different timeframes. We accounted for the tax free status of the PAF in our modelling to provide a realistic probability of outcomes, and we used proprietary software exclusively licensed to us here in Australia to back-test the portfolios and outcomes.
The Result -
The process provided the Board with peace of mind, understanding and agreement on how to proceed with a different investment portfolio. The agreed investment mix is now one that is targeted to provide a minimum of five per cent return each year, as well as to restore the capital to its original value over time. This decision will ultimately help protect the sustainability of the PAF for the future.
It’s a privilege to work with some of Australia’s most successful individuals, helping them shape their legacy to secure their family’s future and do good in the world.
Campbell Vidgen
Private Banker
Together, we’ll decide how best to grow and preserve what you’ve created.
Access to Macquarie global research and investment, business and philanthropy thought leaders.
Create a meaningful and enduring legacy and build financial knowledge across your family.
Banking and borrowing solutions
Personal and business banking to complement your wealth management, orchestrated in a strategy
Work with us to build the financial foundations for long-term sustainable success.
Speak to our concierge about becoming a client
Macquarie Private Bank's services are available to selected clients only at Macquarie’s discretion.
This information is provided by Macquarie Private Bank, a division of Macquarie Bank Limited ABN 46 008 583 542, AFSL 237502 (“MBL”). It does not take into account your objectives, financial situation or needs. You should consider whether its suitable for you and your personal circumstances.