Technology lending guide

IT Services businesses typically perform consulting, software development, systems integration, as well as hardware deployment and support.

• Typically, revenue of >$3,000,000
• Total loan amount:
  • When revenue ≥$30,000,000, maximum lending of 3 x EBITDA*
  • When revenue <$30,000,000, maximum lending of 2 x EBITDA*
• Interest Only (IO) is available for up to 2 years and longer terms may be considered.
• Valuation based on multiple of EBITDA* (MBL internal valuation completed).

All applications require company financials and a loan application form for the directors.

Note, the information on this page is only a guide. Each loan will be subject to individual assessment in accordance with our credit policy. Additional parameters may apply.”

*This is a guide only. EBITDA can be adjusted for items such as principal salaries, exceptional items and other factors based on individual loan assessment.  

Includes companies that create, sell, maintain and host business software.

• Typically, revenue of >$3,000,000
• Maximum lending of 3 x EBITDA*
• Interest Only (IO) is available for up to 2 years. Longer terms may be considered.
• Valuation based on multiple of EBITDA* (MBL internal valuation completed).

All applications require company financials and a loan application form for the directors.

Note, the information on this page is only a guide. Each loan will be subject to individual assessment in accordance with our credit policy. Additional parameters may apply.

*This is a guide only. EBITDA can be adjusted for items such as principal salaries, exceptional items and other factors based on individual loan assessment.”