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Following the RBA’s decision on 20 May 2025 to reduce the official cash rate by 0.25%, we’ve passed on the full RBA rate cut to our home loan customers. Find out more about what this means for your interest rate and repayments.
Up to 2 hours
| Up to 2 hours
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| LVR | Interest rate | Comparison rate* |
|---|---|---|
| ≤ 60% | 5.89% pa | 6.14% pa |
| ≤ 70% | 5.89% pa | 6.14% pa |
| ≤ 80% | 5.94% pa | 6.19% pa |
| ≤ 90% | 6.14% pa | 6.39% pa |
| ≤ 95% | 6.94% pa | 7.18% pa |
| LVR | Interest rate | Comparison rate* |
|---|---|---|
| ≤ 60% | 5.99% pa | 6.24% pa |
| ≤ 70% | 5.99% pa | 6.24% pa |
| ≤ 80% | 6.09% pa | 6.34% pa |
| ≤ 90% | 6.95% pa | 7.19% pa |
| LVR | Interest rate | Comparison rate* |
|---|---|---|
| ≤ 60% | 5.89% pa | 5.91% pa |
| ≤ 70% | 5.89% pa | 5.91% pa |
| ≤ 80% | 5.94% pa | 5.96% pa |
| ≤ 90% | 6.14% pa | 6.16% pa |
| ≤ 95% | 6.94% pa | 6.97% pa |
| LVR | Interest rate | Comparison rate* |
|---|---|---|
| ≤ 60% | 5.99% pa | 6.01% pa |
| ≤ 70% | 5.99% pa | 6.01% pa |
| ≤ 80% | 6.09% pa | 6.11% pa |
| ≤ 90% | 6.95% pa | 6.98% pa |
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This information has been prepared by Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502 for the use of licenced and accredited brokers only. In no circumstances is this information to be used by a potential client for the purposes of making a decision about a product.
The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Fixed rate loans may be subject to significant break costs. Please refer your clients to their loan contracts for terms and conditions regarding break costs. At the end of the fixed rate period, the interest rate will revert to the discount variable rate applicable at that time.
The Offset Home Loan Facility fee is payable in exchange for the ability to open and link offset accounts. The fee is payable in two equal instalments every 6 months per facility. The first fee is payable 6 months after your settlement date, then the Offset Home Loan Facility fee is payable every 6 months thereafter (unless you switch your loan to a Basic Home Loan).
Home loan information and interest rates are current as at 2 May 2025 for new loans only and are subject to change.
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