Banking that’s more engaging, more useful, and more about you

 
Two hands holding onto a phone with the Macquarie app opened to a detailed dashboard screen
Easily manage your money with our suite of mobile banking tools, designed to help you stay on top of your finances and plan ahead – all from the palm of your hand.

Manage your money

Complete your everyday banking such as making payments, transferring money, and accessing statements. You can also activate your Macquarie cards and set PINs in just a few taps.

Stay alert and in control

Set up customised notifications to receive alerts about your account activity. If you’re travelling overseas or shopping from an international retailer, the alert will show the spend amount in local currency and Australian dollars, so you can be certain of how much you spent.

Get to know your spending

Each time you make a transaction, it’s automatically categorised into groups such as groceries, travel, leisure or technology. You can also create smart budgets for anything in an instant, then see how you're tracking at a glance.

A more detailed transaction history

Search transactions using everyday language by typing questions such as: "How much did I spend on groceries this year?”

Store your receipts and warranties

Simply take a photo of them with your phone and upload them to your transaction history via the app for safe keeping.

More ways to pay

Choose your preferred payment method with Apple Pay, Google Pay, Fitbit Pay and Garmin Pay. 

A graphic of the awards, shown as badges, that Macquarie’s mobile banking has won.

An award-winning app

Finally, a digital banking experience built to bank the way you do.

Our intuitive app lets you create monthly budgets, receive real-time spend notifications, upload receipts and search past transactions in your own words.

Add a personalised home screen, light and dark mode, dynamic travel features and it's easy to see why more people are choosing Macquarie.

Two phones showing the light and dark mode of the Macquarie phone app with some graphics in the background.

Did you hear the news?

We're the first Australian bank to roll out dark mode for iOS users on our mobile banking app. Worried about eye strain or want to maximise battery life? Switching to dark mode is easy. 
Track spending

Transaction notifications

Transaction notifications

  • Get the added security of real time notifications – opt in on your device.
  • Whenever you make a transaction on your Macquarie credit or debit card, you’ll receive a push notification, so you know the correct transaction has been processed either instore or online.
  • For foreign currency transactions, the alert shows the spend amount in local currency and Australian dollars.
A woman holding a phone in a well lit room with the Macquaire bank app open on a savings screen.
Added security

Protect your account and personal information

Protect your account and personal information

  • The Macquarie Authenticator app provides an extra layer of security that helps protect your account and personal information and is our most secure way to authenticate.
  • It's a mobile app that sends actionable push notifications for you to approve or deny online transactions and account activity. There’s also an option to generate a unique one-time rolling code as an alternative authentication method.
A person in a cafe close up shot of their hand holding a phone with the Macquarie authenticator app open
Shopping discounts

Discounts on eGift cards

Discounts on eGift cards

  • Get discounts of up to 10% on eGift cards to use at over 50 leading retailers across Australia with Macquarie Marketplace when you purchase them with your Macquaire Transaction or Savings account.
  • Instantly purchase eGift cards from the palm of your hand and access them 24/7 through your account.
A woman with glasses holding a top in a well lit retail shop
Travel assistance

Digital tools for travelling

Digital tools for travelling

  • When you log into the Macquarie Mobile Banking app at your overseas destination, the Travel Mode feature will reflect your location and the local exchange rate. 
  • You’ll also have quick access to our international support contact details.
  • Easily lock and unlock your card in the app if your card is lost or stolen.

     

View of a Manhattan Downtown street during the day, shot from a high angle.

New to Macquarie?

Open a transaction account online and start using the Macquarie Mobile Banking app.

The Macquarie Mobile Banking app

Your available accounts will be listed in app, in the account list on your dashboard when you log in.

Download the app

Download the Macquarie Mobile Banking app to start managing your banking on the go.

Frequently asked questions

The Macquarie app is available for Apple iOS and Android devices and is free to download from your app store – just search for Macquarie Mobile Banking.
 
Once you’ve downloaded the app, follow the on-screen prompts to link your account details.
 
  1. Enter your Macquarie ID and password
  2. Select and confirm a four-digit PIN for logging into the app
  3. Choose to use Touch ID for fingerprint login to the app (optional).
 
You'll need to log in and set your password on Macquarie Online before using the app.
 
 
Logging in with your PIN
 
  1. Select Log in now
  2. Enter your four digit Macquarie app PIN
 
Logging in with Touch ID
 
If Touch ID is enabled, authenticate with your fingerprint or Face ID. Otherwise, select Cancel, and enter your four digit Macquarie app PIN.
 
 
You'll need to log in and set your password on Macquarie Online Banking before using the app.
 
Once you’ve downloaded the Macquarie Mobile Banking app from your app store:
 
  1. Enter your Macquarie ID and password
  2. Select and confirm a four-digit PIN for your Macquarie app
  3. Choose to use Touch ID for fingerprint login to the app (optional).
 
You can now use, configure and personalise the app.
 
 
You can access the following products on the Macquarie app:
 
  • Macquarie Transaction Account
  • Macquarie Savings Account
  • Macquarie Home Loan
  • Macquarie Credit Card
  • Macquarie Cash Management Account
  • Macquarie Consolidator Cash Account
  • Macquarie Term Deposit
  • Macquarie Vision
  • Macquarie Wrap.
 
Your available accounts will be listed in the account list on your dashboard when you log in. All payment functionality is available for these accounts. 
 
 
You can choose to receive notifications of your transactions and activities.

On Android:
  1. Select the hamburger menu (3 lined icon) from the top left corner
  2. Click on the settings ‘cog’ icon from the bottom right hand corner
  3. Toggle Receive push notifications.
 
On iOS:
  1. Select the Profile icon (with 3 lines) in the icon bar from the bottom right corner
  2. Select Settings
  3. Toggle Receive push notifications.

You can also customise what types of notifications you receive along with which accounts you receive them for:


On Android:
  1. Select the hamburger menu (3 lined icon) from the top left corner
  2. Click on the settings ‘cog’ icon from the bottom right hand corner
  3. Tap on Customise next to Notification types enabled
  4. To enable/disable a notification type, tap the radio button
  5. To select accounts to receive notifications on, select the pencil icon, tap the relevant accounts and click Next.
 
On iOS:
  1. Select the Profile icon (with 3 lines) in the icon bar from the bottom right corner
  2. Select Settings
  3. Tap on Notification types enabled
  4. To enable/disable a notification type, tap the radio button
  5. To select accounts to receive notifications on, select the pencil icon, tap the relevant accounts and click Next.
To view your bank account details, including product names, account/borrower names, and account nicknames in Macquarie Online and the Macquarie app, follow the steps below.
 
  1. Select the account from the account list
  2. Select Account details.
 
 

Contact us

24 hours a day, 7 days a week

13 31 74

Open an account

Open a transaction account and savings account in just a few minutes.

Help and support

Visit our online Help Centre.

 

Additional information

This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you.

Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Android, Google Pay, Google Chrome and the Google Logo are trademarks of Google LLC.

Fitbit, Fitbit Pay and the Fitbit Pay logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.

Garmin, Garmin Pay and the Garmin Pay logo are all trademarks of Garmin Ltd. or its subsidiaries, registered in the USA and other countries.