We could not be more pleased with the level of customer service and professionalism displayed by Macquarie during our refinancing process.
We have refinanced a few times, but this time we have ended up with a great rate [and] electronic access to all our accounts in an easy format.
The loan application process was by far the best I have experienced.
The team at Macquarie made refinancing a breeze! And now I have a better rate, better banking and better service.
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This information is provided by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.
The information in this calculator is by way of example only and is not a prediction or professional financial advice. Calculations are not forecasts, but may assist you in making your own projections. Subject to law, Macquarie will not be liable for any loss or damage caused by your use of the calculator. The information in the calculator does not constitute an offer to lend or imply the product is suitable for you.
Variable rate applies for new loans when you borrow up to 60% of the property value with a principal and interest repayment variable rate loan. Fixed Rate applies to new loans with a fixed rate loan. Subject to change without notice. Fixed rate loans may be subject to significant break costs. Please refer to the loan contracts for terms and conditions regarding break costs. At the end of the fixed rate period, the interest rate will revert to the discount variable rate applicable at that time.
The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
You can make additional repayments to the variable interest rate portion on your home loan without having to pay any additional fees. Depending on your fixed home loan account you may be able to make extra repayments on the fixed interest rate portion of your home loan of up to $10,000 per account or of up to 5% of the initial fixed amount, which can be made each year without penalty.
The Macquarie Offset Home Loan attracts an annual package fee of $248, subject to change.
Offset accounts cannot be linked to fixed rate loan accounts. For split loans, with a fixed and variable rate portion, the variable rate loan account must have a minimum limit of $20,000 to qualify for an offset account.
Home loan information and interest rates are current as at 6 December 2023 for new loans only and are subject to change.