If you have a Home Loan account with a BSB starting with 182You can make additional repayments to your variable interest rate home loan without having to pay any additional fees. You can make an additional payment by electronic funds transfer into your home loan account using your account number and the BSB 182-182.
Alternatively, you can set up a recurring additional direct debit payment from a Macquarie account into your home loan on Macquarie Online Banking:
- Select the
icon from the side menu; or first click on the
icon in top left-hand corner to display the side menu - Update payment details and select the Recurring payment button
- Click Schedule payment.
To set up a recurring additional direct debit payment into your home loan from an institution other than Macquarie, this will need to be done on the other institution’s online banking platform.
Please note that your minimum contractual repayment amount will continue to be calculated on the loan limit and not on your actual loan balance.
If you have a Home Loan account with a BSB starting with 183 You can make additional repayments to your variable interest rate home loan without having to pay any additional fees. You can make an additional payment by electronic funds transfer into your home loan account using your account number and the Deposit BSB on your home loan statement. If your account is one of the following, you will not be able to make a manual electronic funds transfer into the account as it will automatically reject:
- Construction Loan
- SMSF Loan
If your additional payment is more than the outstanding balance of your loan account, the payment will reject. If you made the transfer via EFT, the funds will be automatically returned to your account you transferred it from. If you made the transfer via BPAY®, please contact us on 1800 007 722 (+61 2 8245 4383) to provide us with the BSB, Account Name and Account Number that we need to return the funds to.
Alternatively, you can set up a recurring additional direct debit payment by calling us on 1800 007 722 (+61 2 8245 4383), 8am to 7pm (Sydney time) Monday to Friday. Note, the additional payment must be on the same payment frequency as your existing contractual payment. For example, if you currently make a monthly repayment, your additional payment must be monthly also, and could not be fortnightly.
® Registered to BPAY Pty Ltd ABN 69 079 137 518