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Macquarie Online Banking
Stay on top of your finances with a range of online banking tools.
Award-winning digital banking
Our online banking has been awarded Mozo Experts Choice 2020 in the Internet banking category thanks to a suite of tools that do the thinking for you.
Manage your money
Transfer funds between your accounts, make one-off or recurring payments, check your balance, search your transaction history and download statements.
Get a snapshot of your finances
Monitor your cashflow with simple visuals and display a summary of your recent activity. You can even customise your dashboard, so you can quickly see what’s important to you.
Smart, simple budgeting
Create smart budgets for anything in just a few clicks, then see how you're tracking at a glance and over time. Plus, you can keep track of your scheduled payments with a calendar view of upcoming payments.
A smarter transaction history
Upload and securely store documents such as receipts or warranties to your transaction history for a more complete history. You can also download reports and statements as far back as 10 years.
Get to know your spending
Each time you make a transaction, it’s automatically categorised into groups such as groceries, travel, leisure or technology.
A more intuitive way to search
Search transactions using everyday language by typing questions such as: "How much did I spend on groceries this year?”
Built to bank the way you do
Our award-winning* app lets you create monthly budgets, receive real-time spend notifications, upload receipts and search past transactions in your own words.
Add a personalised home screen, light and dark mode, dynamic travel features and it's easy to see why more people are choosing Macquarie.
- More ways to self-serve
- More digital smarts to get ahead
- More tools to keep your money safe
You're in control
You're in control
Fast track solutions to your banking needs online and via our mobile banking app
Have a question? Find answers to a huge range of your banking questions online by using our Help Centre
Talk to us. You can reach a member of our team by direct message on Facebook and Twitter. If you’d prefer to talk it through, our customer service specialists are ready to take your call
Get the mobile banking app. Did you know our app allows you to do things like open a savings account, activate your credit card and import payees and billers?
Manage your money anywhere, any time
Manage your money anywhere, any time
- Know when money is coming and going from your accounts with instant notifications
Understand your spending habits with intuitive categorisation
Set realistic budgets to keep you saving towards your goals
Find transactions easily using ‘search as you speak’ technology
Attach receipts and tag statements to make tax time and warranty applications easier.
How to get started with your new account
Secure by design
Secure by design
- More secure (and convenient) ways to pay using your device with Apple Pay and Google Pay.
Monitor outflows in real time with instant notifications
State-of-the-art fraud detection to help protect your account
The ability to lock lost or compromised cards from your app
Realtime control to approve or deny transactions and account changes using our industry-leading 2FA app, Macquarie Authenticator.
How does Macquarie Authenticator App work?
New to Macquarie?
Open a transaction account online and start using Macquarie Online Banking.
Macquarie Online Banking
Your available accounts will be listed online, in the account section when you log in.
Online banking
Log in to Macquarie Online Banking to stay on top of your finances and manage your everyday banking.
Frequently asked questions
To access Macquarie Online Banking:
- On macquarie.com.au select Log in
- Select Macquarie Online
- If this is your first log in to Macquarie Online, select New to Macquarie? to register with your Macquarie ID and mobile number
- Once you've registered, enter your Macquarie ID and password on the log in page. Select Log in.
To register for the first time, please see How do I set up two-step authentication?
Note: If you want to log into your Macquarie Online Trading account, click here.
- Select Log out in the right-hand corner of the top menu bar
- A log out notification will be displayed on screen.
You’ll also be logged out of your session after a period of inactivity.
- Select the Help icon from the side menu; or first click on the
icon in top left-hand corner to display the side menu
- Select Take a Tour.
- Macquarie Transaction Account
- Macquarie Savings Account
- Macquarie Home Loan, including Offset Accounts
- Macquarie Credit Card
- Macquarie Cash Management Account
- Macquarie Consolidator Cash Account
- Macquarie Term Deposit
- Macquarie Wrap
- Macquarie Vision
- Macquarie Online Trading.
Select Accounts from the side menu; or first click on the
If you'd like more information on the products listed above, visit www.macquarie.com.au
You can retrieve your Macquarie ID on Macquarie Online Banking or the Macquarie Mobile Banking app – you'll just need your last name, date of birth and registered email address handy.
Retrieving your Macquarie ID on Macquarie Online Banking:
- On macquarie.com.au, select Log in
- Select Macquarie Online
- Select Trouble logging in?
- Enter your last name, date of birth and registered email address. Select Submit
- If the details match our records, you’ll receive an email with the details of your Macquarie ID.
Retrieving your Macquarie ID on the Macquarie Mobile Banking app:
- Open the Macquarie Mobile Banking app
- Select Trouble logging in?
- Select Forgot your Macquarie ID
- Enter your last name, date of birth and registered email address. Select Submit
- If the details match our records, you’ll receive an email with the details of your Macquarie ID.
You can log in straight away with your retrieved Macquarie ID.
If you’re still unable to proceed, call us on 133 174 (+61 2 8245 4470), 24/7.
- Select Accounts from the side menu; or first click on the
icon in top left-hand corner to display the side menu
- Select the account
- Click on the Account Details tab.
Use strong passwords and keep them secret
A strong password is:
- between 8 and 256 characters in length - a longer and more complex password is harder for others to decipher
- a combination of upper and lowercase letters, numbers and special characters (e.g. ! ; - () % )
- unique – so don’t repeat your password across multiple websites or services
- never shared with anyone.
If you believe your password has been compromised, change it as soon as possible.
Protect your devices
Your devices are your gateway to the internet and need to be protected. Install a reputable antivirus software on your PC or Mac. Avoid using insecure WiFi networks such as public hotspots for sensitive activity like online banking.
Monitor your accounts
Keep an eye on your accounts and be sure to let us know if you see any transactions that you don’t recognise. You can let us know by calling us on 133 174 (+61 28245 4470 if calling from overseas).
Through our mobile app, you can enable push notifications, so that you are alerted each time your account is used for a transaction.
To do this, open your Macquarie Mobile Banking app:
- Go to your profile
- Go to Settings
- Turn on Receive Push Notifications
- Select the notification types you would like to receive.
Once you’ve downloaded the Macquarie Mobile Banking app from your app store:
- Enter your Macquarie ID and password
- Select and confirm a four-digit PIN for your Macquarie app
- Choose to use Touch ID for fingerprint login to the app (optional).
You can now use, configure and personalise the app.
Additional information
Our digital banking platforms have been awarded Mozo Experts Choice 2020 in the Internet banking category and Mozo Experts Choice 2020 in the Excellent digital app category for 2019/2020.
This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.