Award-winning digital banking

 
A graphic of the awards, shown as badges, that Macquarie’s online banking has won.

Our online banking has been awarded Mozo Experts Choice 2020 in the Internet banking category thanks to a suite of tools that do the thinking for you. 

Manage your money

Transfer funds between your accounts, make one-off or recurring payments, check your balance, search your transaction history and download statements.

Get a snapshot of your finances

Monitor your cashflow with simple visuals and display a summary of your recent activity. You can even customise your dashboard, so you can quickly see what’s important to you. 

Smart, simple budgeting

Create smart budgets for anything in just a few clicks, then see how you're tracking at a glance and over time. Plus, you can keep track of your scheduled payments with a calendar view of upcoming payments.

A smarter transaction history

Upload and securely store documents such as receipts or warranties to your transaction history for a more complete history. You can also download reports and statements as far back as 10 years. 

Get to know your spending

Each time you make a transaction, it’s automatically categorised into groups such as groceries, travel, leisure or technology.

A more intuitive way to search

Search transactions using everyday language by typing questions such as: "How much did I spend on groceries this year?”

A man lounging back and using his smart phone with the Macquarie bank app open on a dashboard screen.

Built to bank the way you do

Our award-winning* app lets you create monthly budgets, receive real-time spend notifications, upload receipts and search past transactions in your own words.

Add a personalised home screen, light and dark mode, dynamic travel features and it's easy to see why more people are choosing Macquarie.

Track spending

Track spending

  • Get the added security of real time notifications – opt in on Google Chrome.
  • Whenever you make a transaction on your Macquarie credit or debit card, you’ll receive a browser notification, so you know the correct transaction has been processed either instore or online.
  • For foreign currency transactions, the alert shows the spend amount in local currency and Australian dollars.
Shot from over the shoulder, a person is logged into Macquarie eBanking on their laptop in their living room.
Added security

Added security

  • The Macquarie Authenticator app provides an extra layer of security that helps protect your account and personal information and is our most secure way to authenticate.
  • It's a mobile app that sends actionable push notifications for you to approve or deny online transactions and account activity. There’s also an option to generate a unique one-time rolling code as an alternative authentication method.
A person in a cafe close up shot of their hand holding a phone with the Macquarie authenticator app open
Shopping discounts

Shopping discounts

  • Get discounts of up to 10% on eGift cards to use at over 50 leading retailers across Australia with Macquarie Marketplace when you purchase them with your Macquaire Transaction or Savings account.
  • Instantly purchase eGift cards and access them 24/7 through your account.
A woman with glasses holding a top in a well lit retail shop

New to Macquarie?

Open a transaction account online and start using Macquarie Online Banking.

Macquarie Online Banking 

Your available accounts will be listed online, in the account section when you log in.

Online banking

Log in to Macquarie Online Banking to stay on top of your finances and manage your everyday banking.

Log in to your account

Frequently asked questions

Macquarie Online Banking makes it easy to stay on top of your finances and manage your everyday transactions from your desktop, laptop, mobile and tablet.
 
To access Macquarie Online Banking:
 
  1. On macquarie.com.au select Log in
  2. Select Macquarie Online
  3. If this is your first log in to Macquarie Online, select New to Macquarie? to register with your Macquarie ID and mobile number
  4. Once you've registered, enter your Macquarie ID and password on the log in page. Select Log in.
Logging out of Macquarie Online Banking at the end of your session will help keep your account secure.
 
  1. Select Log out in the right-hand corner of the top menu bar
  2. A log out notification will be displayed on screen.
 
You’ll also be logged out of your session after a period of inactivity.
 
 
The Macquarie Online tour is an on-screen demonstration of Macquarie Online Banking’s main features. You can find it here:
 
  1. Select the Help icon from the side menu; or first click on the  icon in top left-hand corner to display the side menu
  2. Select Take a Tour.
You can access the following products on Macquarie Online Banking:
 
  • Macquarie Transaction Account
  • Macquarie Savings Account
  • Macquarie Home Loan
  • Macquarie Credit Card
  • Macquarie Cash Management Account
  • Macquarie Consolidator Cash Account
  • Macquarie Term Deposit
  • Macquarie Wrap
  • Macquarie Vision
  • Macquarie Online Trading.
 
Select Accounts from the side menu; or first click on the  icon in top left-hand corner to display the side menu. Your available accounts will be listed when you select Accounts. All payment functionality is available for these accounts. 

If you'd like more information on the products listed above, visit www.macquarie.com.au
Your Macquarie ID is a unique eight-digit number that, along with your password, enables you to log into Macquarie Online Banking and the Macquarie Mobile Banking app.

You can retrieve your Macquarie ID on Macquarie Online Banking or the Macquarie Mobile Banking app – you'll just need your last name, date of birth and registered email address handy.

Retrieving your Macquarie ID on Macquarie Online Banking:
 
  1. On macquarie.com.au, select Log in
  2. Select Macquarie Online
  3. Select Trouble logging in?
  4. Enter your last name, date of birth and registered email address. Select Submit
  5. If the details match our records, you’ll receive an email with the details of your Macquarie ID.

Retrieving your Macquarie ID on the Macquarie Mobile Banking app:
 
  1. Open the Macquarie Mobile Banking app
  2. Select Trouble logging in?
  3. Select Forgot your Macquarie ID
  4. Enter your last name, date of birth and registered email address. Select Submit
  5. If the details match our records, you’ll receive an email with the details of your Macquarie ID.
 
You can log in straight away with your retrieved Macquarie ID.

If you’re still unable to proceed, call us on 133 174 (+61 2 8245 4470), 24/7.
To view your account details, including product names, account/borrower names, and account nicknames in Macquarie Online Banking, follow the steps below:

 

  1. Select Accounts from the side menu; or first click on the  icon in top left-hand corner to display the side menu
  2. Select the account
  3. Click on the Account Details tab.
Here are some simple steps you can take to protect your online accounts.

Use strong passwords and keep them secret

A strong password is:
 
  • between 8 and 256 characters in length - a longer and more complex password is harder for others to decipher
  • a combination of upper and lowercase letters, numbers and special characters (e.g. ! ; - () % )
  • unique – so don’t repeat your password across multiple websites or services
  • never shared with anyone.

If you believe your password has been compromised, change it as soon as possible.

Protect your devices
 

Your devices are your gateway to the internet and need to be protected. Install a reputable antivirus software on your PC or Mac. Avoid using insecure WiFi networks such as public hotspots for sensitive activity like online banking. 

Monitor your accounts
 
Keep an eye on your accounts and be sure to let us know if you see any transactions that you don’t recognise.  You can let us know by calling us on 133 174 (+61 28245 4470 if calling from overseas).
 
Through our mobile app, you can enable push notifications, so that you are alerted each time your account is used for a transaction.  
 
To do this, open your Macquarie Mobile Banking app:
 
  1. Go to your profile
  2. Go to Settings
  3. Turn on Receive Push Notifications
  4. Select the notification types you would like to receive.
You'll need to log in and set your password on Macquarie Online Banking before using the app.
 
Once you’ve downloaded the Macquarie Mobile Banking app from your app store:
 
  1. Enter your Macquarie ID and password
  2. Select and confirm a four-digit PIN for your Macquarie app
  3. Choose to use Touch ID for fingerprint login to the app (optional).
 
You can now use, configure and personalise the app.
 
 

Contact us

24 hours a day, 7 days a week

13 31 74

Open an account

Open a transaction account and savings account in just a few minutes.

Help and support

Visit our online Help Centre.

 

Additional information

*

Our digital banking platforms have been awarded Mozo Experts Choice 2020 in the Internet banking category and Mozo Experts Choice 2020 in the Excellent digital app category for 2019/2020.

This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you.