Calculate the total cost of a home loan

This key facts sheet provides a summary of the repayments, fees and total cost of a home loan in a standardised format to assist you when comparing home loan products.

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One of our dedicated banking specialists will be with you every step of the way. They can talk you through your options and help you structure a loan to suit your needs.

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Submit your application in a few simple steps. Apply if you are 18 years or older and a permanent resident of Australia.


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3 minutes

Answer a few simple questions and we’ll provide a tailored quote with your rate and repayments.


Continue to apply online

15 minutes

Provide information about you, your property, what you earn and what you owe.


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Once you’ve submitted your application, one of our friendly banking specialists will review it and get in touch to answer any questions and guide you through the next steps.


Talk to a home loan specialist


Thanks for your enquiry. We’ll aim to contact you within one business day.

For some enquiries we will contact you via email only.

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If you're refinancing, request a call or contact us on 13 62 27 Monday to Friday 8am - 6pm (Sydney time).

For a faster response on your pre-approval enquiry, try our calculator to estimate your borrowing power and continue to apply online.

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By submitting this form, I acknowledge that I have read Macquarie Bank’s Privacy Statement and understand Macquarie Bank may use my personal information as outlined in the Statement.

Additional information

This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.

This is a comparison tool only and is not an offer of credit. 

The Home Loan Key Facts Sheet (KFS) is based on standard home loan information and does not contain discounted interest rates or special offers that may apply to you. All information is current as at the date of production of the KFS.

The information contained in this calculator is for illustrative purposes only and should not be regarded as a prediction, or as personal advice. The KFS does not constitute an offer to lend, or imply the product is suitable for you. Before acting on this general information, you must consider its appropriateness having regard to your own objectives, financial situation and needs and also seek independent financial, legal and taxation advice. All applications for credit products are subject to Macquarie’s standard credit approval criteria. Terms, conditions, fees and charges apply to all Macquarie products and services and may be varied or introduced in the future.

No guarantee, warranty, or representation is given or implied as to the reliability or accuracy of the information used to compile each calculation. Other than as required under consumer protection law, Macquarie specifically disclaims any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages or for any loss (including, without limitation, loss of data, interruption to business, loss of profits and loss of investments) arising out of or in any way connected with the access to, reliance on, or use of this calculator.