Interest on the Macquarie CMA is calculated using stepped interest rates, which means that account holders may be paid a different interest rate for different portions of their balance.
| Product | Balance portion | Interest rate |
| CMA Advised accounts |
$0-4,999.99 | 0.05% p.a.** |
| $5,000 + | 0.05% p.a.** | |
| CMA Accelerator Advised accounts |
$0-9,999,999.99 | 0.40% p.a. |
| $10,000,000 + | 0.20% p.a. | |
** Rate is available to accounts with a primary financial services professional that is licensed to give financial product advice.
Prior to 1 December 2020, we may have paid commissions where your Cash Account was set up by a Financial Services Professional prior to 1 July 2014. By law, we are required to cease the payment of such commission from 1 January 2021 onwards. Macquarie has voluntarily chosen to end these arrangements early and from 1 December 2020, we will rebate the benefit of these commissions to Cash Accounts through the interest rate applicable on the Cash Account.
Interest rates effective from 15 November 2021 and are subject to change without notice.
For the interest rates that apply to cash accounts linked to wrap, please visit the wrap page.
Interest on cash accounts linked to wrap are calculated differently. However, clients who close their wrap account but decide to keep their CMA will, at that point, then be subject to the stepped interest rates listed above.
