Find out the best ways to manage expenses while travelling


Credit cards provide an easy and convenient way to pay for just about anything when you’re travelling. Credit cards such as Visa are accepted in over 200 countries, at over 30 million merchants and two million ATMs. A rewards credit card can also turn holiday spending into your next holiday’s treats. 

Credit card security

Using a credit card when travelling can give you added peace of mind. Unlike cash, if your card is lost or stolen, your provider can easily assist.

Banking security

Be aware when using ATMs overseas. It’s best to stick to ATMs that are located within banks. You should also avoid accessing your account via online banking on public computers in case security is jeopardised. Should unauthorised purchases be made on your card, Visa protects you with its Zero Liability policy1. Before going overseas, check that your card is protected against fraud with 24/7 account monitoring.

Tips for travellers

Follow these handy tips to help you get the most out of your travel:

  • Before you leave, notify your card issuer of your travel dates and locations so they will expect the international transactions on your card
  • It is worth considering if your credit limit is appropriate for your travel plans before you depart
  • It’s also a good idea to review any credit card travel insurance policies before your trip. For additional cover, speak to your travel provider
  • Even if you’re a seasoned traveller, be sure to check the Australian Government’s Smart Traveller website for the most up to date international travel information and warnings.

Credit Card Insurance

When you’re faced with travel inconveniences and emergencies, your credit card’s complimentary insurances could save the day. Certain cards, such as the Macquarie Black Card and the Macquarie Platinum Card offer cardholders overseas travel insurance, interstate flight inconvenience and other cover2. If you’re not sure what’s covered with your credit card and the eligibility rules, check with Macquarie.

24/7 Concierge Service from your card

Macquarie Black and Platinum cardholders can have complimentary access to a concierge service. Whether it’s arranging a flight to Paris, getting tickets to a test match or suggesting a business meeting venue, 24/7 Concierge Service can assist and is only a phone call away. Simply call +61 2 9273 2705 and quote your Macquarie credit card number.

Travel rewards

Make every dollar count with travel rewards points. Some credit cards are linked with frequent flyer or hotel programs so you can earn points towards your next flight, hotel stay and other valuable rewards.

Who should I contact if my Macquarie card is lost or stolen?

If your Macquarie card is lost or stolen, please contact us immediately (24 hours a day, seven days a week) on 1300 150 300 or, if you are calling from overseas, on +61 2 8232 1684.

Macquarie offfers a number of credit cards with travel rewards where you can redeem points towards your next holiday: the Macquarie Black Card with Macquarie Rewards3, the Macquarie Black Card with Qantas Rewards4, the Macquarie Platinum Card with Macquarie Rewards3 and the Macquarie Platinum Card with Qantas Rewards4 which turns everyday spending into unforgettable travel experiences.

To make the most of your travel experiences with your credit card, apply now or speak with a credit card specialist on 1300 150 300, 24 hours a day, seven days a week.

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Additional information

Macquarie Bank Limited ABN 46 008 583 542 AFSL & Australian Credit Licence 237502 (MBL). All applications are subject to Macquarie's standard credit approval criteria. Before acting on this information, you must consider its appropriateness having regard to your own objectives, financial situation and needs. You should obtain independent financial, legal and taxation advice.

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1 Visa's Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use.

2 Overseas Travel Insurance, Interstate Flight Inconvenience Insurance, Transport Accident Insurance, Purchase Security Insurance and Extended Warranty Insurance are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFS Licence No.239687) (ACE) and are subject to the terms, conditions and exclusions contained in the Macquarie Bank Platinum Card policy of insurance or Macquarie Bank Black Card policy of insurance between Macquarie Bank Limited (ABN 46 008 583 542) (MBL) and ACE. These brochures do not take into account your objectives, financial situation or needs. It is important for you to read Macquarie Bank Platinum Card Insurance Terms and Conditions or Macquarie Bank Black Card Insurance Terms and Conditions available by calling 1300 150 300 and consider the appropriateness of that insurance in relation to your individual requirements.

3 Macquarie Reward points are earned on up to $200,000 of spend annually on the Macquarie Visa Platinum Card and no points cap on the Macquarie Black Card. Macquarie Rewards are subject to the Macquarie Rewards Program Terms & Conditions. Macquarie Reward points are not earned on cash advances, balance transfers or other restricted transactions detailed in the Macquarie Rewards Program Terms and Conditions.

4 Qantas Points are earned in accordance with and subject to the Macquarie Qantas Rewards Program Terms and Conditions, available at Macquarie Online Banking and macquarie.com.au/cards. You will earn 1 Qantas Point per $1 spent on eligible purchases on the Macquarie Platinum Card on up to $2,500 spend per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases for the remainder of that statement period. Qantas Points are earned on up to an annual maximum of $200,000 of eligible spend on the Macquarie Platinum Card. You will earn 1 Qantas Point per $1 spent on eligible purchases on the Macquarie Black Card on up to $4,000 spend per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases for the remainder of that statement period with no points cap. Qantas Points are not earned on cash advances, balance transfers or other restricted transactions detailed in the Macquarie Qantas Rewards Program Terms and Conditions. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Complimentary membership is provided by Macquarie Bank Limited for new or existing Macquarie Platinum and Macquarie Black cardholders who are not already members of the Qantas Frequent Flyer Program and who apply for membership online at qantas.com/joinffmacquarie. This offer is non-transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer Program terms and conditions. Find out more about the Qantas Frequent Flyer Program at qantas.com/terms or call 13 11 31.

Qantas has made no enquiries as to the accuracy of the Macquarie products or services described, and is not responsible for errors or omissions. Qantas is solely responsible for the Qantas Frequent Flyer program and content relating to the Qantas Frequent Flyer program.