Products & platforms

Product disclosure

The information below is provided by Macquarie Investment Management Limited ABN 66 002 867 003 AFSL 237492 RSEL L0001281 (MIML), as the Trustee for a number of public superannuation funds and the Operator for a number of Investor Directed Portfolio Services (IDPS).

Wrap superannuation & Insurance

Trust deed

Current offer documents

The current wrap offer documents are available from www.macquarie.com.au/wrapofferdocs

This Product Disclosure Statement is to be read in conjunction with the relevant Zurich insurance Product Disclosure Statement. To view the Zurich website, please click here.

Annual reports

Significant event notices (SEN)

Further information

Trustee and Operator information 

Board and Executive Officer information

Policies and registers

Foreign tax residency information - FATCA and CRS

  1. You must not knowingly do anything to put Macquarie in breach of:
     
    1. sections 1471 to 1474 of the US Internal Revenue Code of 1986 (commonly known as FATCA), any associated regulations or official guidance, any agreement with the US Internal Revenue Service relating to FATCA or any Australian laws, regulations or official guidance relating to an intergovernmental agreement between the United States and Australia in connection with FATCA (FATCA Laws) or our internal policies and procedures;
    2. our obligations in relation to Common Reporting Standards under the Taxation Administration Act 1953 (Cth) (commonly known as CRS), any associated regulations or official guidance, the OECD Multilateral Competent Authority Agreement on Automatic Exchange of Account Information or any Australian laws, regulations or official guidance in connection with CRS (CRS Laws) or our internal policies and procedures.
  2. You agree to provide Macquarie all information or assistance we request, at any time, (whether as part of the application process or otherwise) to ensure that we are able to comply with our obligations under the FATCA Laws, CRS Laws or Macquarie’s internal policies and procedures.
     
  3. In making an application, you consent to Macquarie disclosing, in connection with the FATCA Laws, CRS Laws or Macquarie’s internal policies and procedures, any of your Personal Information (as defined in the Privacy Act 1988 (Cth)).
     
  4. Macquarie, at its sole discretion, retains the right to withhold its products and services from any applicant that it does wish to supply, including where information has not been provided, as required, to comply with FATCA Laws, CRS Laws or Macquarie’s internal policies and procedures.

SuperStream employer information

As part of the SuperStream reforms, employers are required to send super contribution payments and related contribution data electronically to super funds using the new Data and Payments Standard (the Standard). 

We encourage you to familiarise yourself with your obligations under the SuperStream reforms. We have included below several videos and FAQs by the Australian Taxation Office (ATO) to help you understand the SuperStream reforms. For more information, please visit the employer section of the ATO website.

From the ATO

Employer videos 

Employer FAQs

Contributing to a Macquarie superannuation fund

Macquarie-administered superannuation funds are able to receive SuperStream contributions.

We will continue to accept contributions using existing methods during the transitional period for those employers who have not transitioned to the Standard and are not yet ready to send contributions using an eligible SuperStream method.

Transitional period – key dates explained

  • Medium to large employers: If you have 20 or more employees, SuperStream starts on 1 July 2014. Employers will then have until 30 June 2015 to meet the SuperStream requirements for sending superannuation contributions for your employees.
  • Small employers: If you have 19 or fewer employees, SuperStream applies from 1 July 2015. Small employers will then have until 30 June 2016 to meet the SuperStream requirements for sending Superannuation contributions for your employees.

Sending contributions under the new Standard

Employers or their service providers can obtain the appropriate crediting details (bank details for EFT payments and biller codes for BPAY) from the ATO Fund Validation Service.

Employers will require the following fund information to send contribution information and payments via the Standard:

  • Unique superannuation identifier (USI) and superannuation product name – view a list of USIs for Macquarie product:
    • Macquarie Super Manager - 65508799106031
    • Macquarie Super Accumulator - 65508799106041
    • SuperOptions Super Plan - 65508799106063
    • Macquarie Super Consolidator - 65508799106172
    • Macquarie ADF Super/Rollover Plan - 68073150096065
    • FutureWise Super Insurance - 65508799106108
    • Macquarie Life Active Super Insurance - 65508799106170
  • Australian business number (ABN)
  • Bank account details
  • Electronic service address.

Employers or their service providers can use the USI to assist with identifying the individual super product on the ATO’s Fund Validation Service in order to obtain the crediting details for that super product. Please refer to the ATO resources on this page for more information.

Sending contributions under existing methods

Please note our existing direct debit, direct credit (direct deposit facility) and BPAY payment options for employer contributions are not eligible SuperStream contribution formats. However, we will continue to offer existing contribution methods for employers to  meet Superannuation Guarantee (SG) obligations while they  preparing to upgrade to an eligible SuperStream method.

We recommend employers transition to a SuperStream compliant method as soon as practical (as outlined in the previous section ‘Sending contributions under the new Standard’).

Meeting SuperStream standards

The ATO has advised employers have several options for meeting the Standard for contributions, such as:

  • upgrading payroll software
  • using an outsourced payroll or other service provider
  • using a commercial clearing house.

Please view the ATO’s Prepare now for SuperStream flyer for a summary of what you need to do.

If you have any questions regarding how to make employer contributions to our super product, please contact us.

Macquarie Treasury Fund change in Responsible Entity

What is changing?

The current Responsible Entity (RE) for the Macquarie Treasury Fund, which is the underlying investment of the Investment Accumulator cash fund, has changed from Macquarie Investment Management Limited (MIML) to Macquarie Investment Management Australia Limited (MIMAL).

What are the benefits for investors?

While MIML conducts other functions, MIMAL’s core activity is acting as an RE of registered schemes. We believe that this change to MIMAL as the RE for the underlying cash fund investment for the Investment Accumulator product will be beneficial as it provides a specialist entity to act as the RE.

What do you need to do?

You do not need to do anything to effect the proposed change of responsible entity from MIML to MIMAL.

More information

For more information and updates, visit macquarie.com/re-changeupdate.

Contact us

Call: 1800 025 063

For more information please speak to your adviser or contact Client Services on the number above.