Input search
Search service error
Visit Help Centre

Supporting your EOFY

Non-resident withholding tax
Pension minimums
Pension recalculations
Personal contributions
Tax reports and elections
Term Allocated Pension

Statements and Reporting Schedule
 

 

Statement type
ProductTarget date

PAYG payment summaries for pension accounts

Pension

July 2025

IDPS annual statements and audit reports

IDPS

By 31 July 2025

Personal contribution summaries

Super

End of July 2025

Tax reports

IDPS

In tranches from end of July to November 2025

Super and Pension annual statements

Super and Pension

In tranches from mid to late September to December 2025

ATO Annual Investment Income Report (AIIR)

Please refer to the ATO website for more information.

IDPS

31 October to end of December 2025

 

For more information please visit Account statements for clients.

EOFY calendar

Our EOFY calendar shows all key tasks and processing cut-offs in one central location.

View calendar

Our last day of processing for the 2024/25 financial year will be Friday 27 June 2025.

EOFY tasks

View all key tasks for June.

Important notes

Add as a reminder

You can add a calendar reminder to help you keep track of the cut-off dates for EOFY related tasks. 

Download a PDF copy of the calendar

You can download and print a PDF copy of EOFY cut off and processing dates.

Wherever possible, use Request Centre

  • Request Centre allows you to submit and manage requests faster, easier and more securely.
  • Alternatively, please use email to avoid any possible delays with postal delivery.

Submit paperwork as early as possible and ensure it’s completed correctly before uploading it to Request Centre or emailing it to us.

  • If you can submit paperwork before the provided cut-off dates, there’ll be a higher chance that we can work with you to resolve any queries and/or confirm if any outstanding information is required before the final cut-off dates.
  • Please ensure that all forms and documents are fully completed and signed by the correct signatories to reduce the risk of any processing delays.

Wrap tasks

MonthTasks where action may be requiredWho it affects
May to July

Wrap tax elections

Tax elections open on Thursday 8 May 2025. You have until Friday 4 July 2025 to make the elections online. 

IDPS clients
June

Wrap pension indexation

After the mid-June pension run, you have until Monday 30 June 2025 to update pension settings online before the July 2025 pension recalculation. 

Pension clients
July

Wrap pension recalculations

Also known as ‘the pension freeze’, in the first two weeks of July we recalculate pensions for the new financial year.  

Your clients won't be able to make changes to their pensions or withdraw from their pension accounts during this time.

Pension clients

Cash tasks

MonthTasks where action may be requiredWho it affects
JuneBPAY® deposits, future-dated transactions online, manual withdrawals, applications (online and paper), additional deposits and online withdrawals have their own cut-off times and dates throughout June.CMA and Accelerator clients
June

Term deposits

Please note 31 days’ notice provisions apply to any changes prior to agreed maturity. Applications, additional deposits (on maturity), withdrawals (on maturity) and rollover instructions all have their own cut-off times and dates throughout June.

Term deposit clients

Cut-off dates

Our last day of processing for FY24/25 will be Friday 27 June 2025. Wrap tax elections open Thursday 8 May 2025 and Wrap clients have until Friday 4 July 2025 to make their elections. Pension recalculations will occur in the first two weeks of July. 

Below are the cut-off dates for all EOFY tasks and requests. The cut-off time on those dates is 5.00pm (Sydney time). We need to receive all necessary documents and information, including consent or approvals, before the cut-off. Any requests that are still incomplete by the cut-off will be processed on a best-efforts basis.  

We encourage you to use online methods where available to avoid missing any cut-offs.

DateWhat we need from your clientNeed help?

Monday 2 June

Download a calendar reminder
Amend/create a recurring debit

  • Cut-off is based on general processing times between external financial institutions and the time we expect to receive funds.
  • Electronic transfers can take up to four days and we won’t be responsible for delays in receiving monies from external institutions.

    You can view these Help Centre articles for more information: 

    Monday 2 June

    Download a calendar reminder

    Submit a re-contribution form

    • You can find a copy of the form by searching ‘Re-contribution’ on the Adviser Tools and Resources page here. 

    Note: you can download acknowledgement letters in Adviser Online for your clients who have notified us of their intent to claim a tax deduction for their personal super contributions. 

       

      Wednesday 4 June to Monday 16 June

      Download a calendar reminder

      Pension applications

      • Monday 2 June if the first payment is to be received before Monday 30 June. 
      • Friday 16 June if the first payment is to be received after Monday 30 June. 

         

        Friday 6 June

        Download a calendar reminder

        Contribution amendments

         

          Back to top

          DateWhat we need from your clientNeed help?

          Monday 9 June

          Download a calendar reminder

          Change a client investor status, including updating to wholesale

          You can view this Help Centre article for more information: 

          Thursday 12 June

          Download a calendar reminder

          Transfers (in and out) for internal asset transfers, equities and managed funds

           

            Visit our Adviser Help Centre

            Thursday 12 June

            Download a calendar reminder

            Switches, transfers and closures for separately managed accounts

            For switches and transfers:  

            • full or partial switch from pension to super, full product switch (super to pension) and consolidator conversion. 

            For closures: 

            • all assets must be sold down and settled into cash. 

            • there must not be any outstanding or upcoming distributions, suspended assets or corporate actions 

            • there must not be any outstanding requirements.

              You can view these Help Centre articles for more information: 

              Back to top

              DateWhat we need from your clientNeed help?

              Monday 16 June

              Download a calendar reminder

              Product switches

              • Full or partial switch from pension to super, full product switch (super to pension) and consolidator conversion.

                You can view these Help Centre articles for more information: 

                Monday 16 June

                Download a calendar reminder

                Change of service notification

                 

                  Monday 16 June

                  Download a calendar reminder

                  Account closures

                  • All assets must be sold down and settled into cash. 

                  • There can’t be any outstanding or upcoming distributions, suspended assets or corporate actions. 

                  • There can’t be any outstanding requirements.

                    You can view these Help Centre articles for more information: 

                      Back to top

                      DateWhat we need from your clientNeed help?

                      Monday 23 June

                      Download a calendar reminder

                      Manual fee changes and Advice Fee Consent forms 

                      To ensure you don't miss out on being paid advice fees, we need the following completed:  

                      • paper forms submitted before 4.00pm (Sydney time) Monday 23 June 2025 

                      • digital fee forms submitted via Print, Sign and Upload before 4.00pm (Sydney time) Thursday 26 June 2025  

                      • digital fee forms submitted via email verification before 4.00pm (Sydney time) Thursday 26 June 2025.

                      You can view these Help Centre articles for more information: 

                        Monday 23 June

                        Download a calendar reminder

                        Change of adviser requests

                        You can view this Help Centre article for more information:

                        Monday 23 June

                        Download a calendar reminder

                        Product investment menu conversions

                         

                          Tuesday 24 June

                          Download a calendar reminder

                          Ad hoc direct debit requests

                          • Cut-off is based on general processing times between financial institutions and the expected receipt of funds by Macquarie.  

                          • Electronic transfers can take up to four days.  

                            You can view these Help Centre articles for more information: 

                              Tuesday 24 June

                              Download a calendar reminder

                              Deposits and contributions (EFT and BPAY)

                              • Cut-off date is based on the receipt of funds from external institutions, not the submission of the funds transfer from your participating bank. 

                              • Electronic transfers can take up to four days.

                              Any requests that are still incomplete by the cut-off time and date will be processed on a best-efforts basis.

                              Date is based on the receipt of funds from external institutions.

                                 

                                  Wednesday 25 June

                                  Download a calendar reminder

                                  Manual withdrawals

                                  • Cut-off date is for manually processed items only. 

                                  • Any online transactions will be processed on the same day (similar to electronic banking cut-offs).

                                    You can view these Help Centre articles for more information: 

                                      Wednesday 25 June

                                      Download a calendar reminder

                                      Super, IDPS and CMA applications 

                                       

                                        Wednesday 25 June

                                        Download a calendar reminder

                                        Contribution splitting
                                         

                                        Thursday 26 June

                                        Download a calendar reminder

                                        Payment requests through Adviser Online 

                                         

                                          Thursday 26 June

                                          Download a calendar reminder

                                          Deduction notices

                                          • Cut-off date applies to complete requests for personal contributions made in FY2023/24. 

                                          You can view these Help Centre articles for more information: 

                                          Friday 27 June

                                          Download a calendar reminder

                                          Adviser Initiated Payments (AIP) 

                                          You can view these Help Centre articles for more information: 

                                          Friday 27 June

                                          Download a calendar reminder

                                          Create and update advice fee consent  

                                          • To ensure you don't miss out on being paid advice fees, we need completed digital fee forms submitted via Print, Sign and Upload or via email verification before 4.00pm (Sydney time) Friday 27 June 2025.

                                          You can view these Help Centre articles for more information: 

                                          Back to top

                                          Report Builder

                                          Use the EOFY report template in Report Builder

                                          Use the EOFY report template in Report Builder

                                          Create consolidated packs of multiple reports for a single account in one centralised location which can be saved in the future. Each account will also have two preloaded report pack templates for EOFY and quarterly reporting purposes, to simplify the way your business provides reports.

                                          Learn more
                                          Adviser Initiated Payments

                                          Manage payments for your super and pension clients

                                          Manage payments for your super and pension clients

                                          Adviser Online allows you to initiate a payment for your super and pension clients and track the status of the request in Request Centre.

                                          Learn more

                                          Tips and FAQs
                                           

                                          How can I avoid processing delays for EOFY? 

                                          Check your clients’ available cash
                                          • Before submitting withdrawal or rollover requests, check the available cash for your clients to avoid any processing delays.
                                          Ensure sufficient cash is available in your clients’ pension accounts
                                          • This is to make sure pension payments can be made in June to satisfy any minimum pension requirements for FY24/25.
                                          Check your super clients’ direct deposit facility
                                          • To ensure we can receive and process contributions that are paid by funds transfer, please check your clients’ direct deposit facility. If your clients intend to make a contribution via EFT to a super account, it’s important the direct deposit facility is set up with the correct contribution type.

                                          Visit How do I create a payment to a Payee or Biller? for information on how to change your contribution type.

                                          Check if your clients have submitted a deduction notice
                                          • You can download acknowledgement letters in Adviser Online for your clients who’ve notified us of their intent to claim a tax deduction for their personal super contributions.
                                          • Adviser Online will be your one-stop-shop for acknowledgement letters, exit statements, PAYG annual statements and partial rollover confirmations for your clients.

                                          View client correspondence for more information.

                                          Ensure your investment clients’ accounts are ready for tax reporting
                                          • Please check correct cost base information is supplied where assets are being transferred in via in-specie transfer, to ensure accounts are ready for tax reporting. Incorrect or incomplete cost base information can impact the accuracy of reporting. Please supply all relevant cost base information for assets transferred into Wrap accounts.
                                          Check your clients’ future pension payments
                                          • During the first two weeks of July, we’ll be calculating your clients’ FY25/26 pension. You won’t be able to make changes to your clients’ pensions during this time. It’s important to check their next payment after the recalculation before the payment run to make sure your clients are receiving the appropriate amount.
                                          • Note: If your client’s fortnightly pension payment is due during ‘the pension freeze’, the pension payment will be processed on time, but the amount will be same as the preceding pension payment. 
                                          • After the pension recalculation takes place, subsequent pension payments may be adjusted according to your client’s chosen pension options for the remaining financial year. We encourage you to review your client’s pension payment amounts to ensure they meet your expectations.
                                          Check that paperwork is completed correctly before uploading it to Request Centre or emailing it to us
                                          • Please ensure that all forms and documents are fully completed and signed by the correct signatories to reduce the risk of any processing delays.
                                          Make sure you’re using the most up-to-date version of online forms
                                          How can we change the contribution type for direct credit?Read the article
                                          How can I check the amount of contributions my client has made? Read the article
                                          Can I rely on ATO pre-fill data when preparing my income tax return, rather than my Wrap Tax Report?Read the article
                                          What are the USI/ABN details of the fund?Read the article
                                          How do I rollover funds from a SMSF into a superannuation/pension account?Read the article
                                          How can I confirm that my client has claimed a tax deduction?Read the article
                                          How can my client request a rollover from an external superannuation fund into Macquarie superannuation?Read the article
                                          How can my client add more funds into their pension account? How often can they do this?Read the article
                                          My client made a mistake when contributing to their accounts. How can we amend it?Read the article
                                          How can my client add funds into their account? (Including contributions and rollovers)Read the article



                                          Useful Technical Advice resources

                                          Little Black Book App

                                          New end-of-year strategies

                                          Non-concessional contribution capacity flowcharts

                                          Contribution cap companion

                                           

                                          Boost your super with tax deductible contributions

                                          If you have clients with a Wrap superannuation account who are considering making additional personal contributions, you may find this article helpful.

                                           

                                          Learn more

                                          Useful links

                                          Sail boats at sunset

                                          Live chat

                                          Live chat enables you to connect with a wealth consultant in real time.

                                          Learn more
                                           
                                          Young business woman

                                          Adviser Tools

                                          Forms and product documents at your fingertips.

                                          Visit Adviser Tools
                                           
                                          Three office workers looking at laptop screen

                                          Request Centre

                                          Allows you to submit and manage your requests faster, easier and more securely.

                                          Learn more
                                           

                                          Contact us

                                          Need help? Please contact us via live chat in Adviser Online.  

                                          Help and support

                                          Visit our Adviser Help Centre and search our adviser FAQs.

                                          Additional information

                                          This information is provided for the use of licensed and accredited brokers and financial advisers only. In no circumstances is it to be used by a potential client for the purposes of making a decision about a financial product or class of products. This information does not take into account any person’s objectives, financial situation or needs. Before making any financial investment decision or a decision about whether to acquire or continue to hold any products mentioned on this page, a person should obtain and review the offer documents relating to that product and also seek independent financial, legal and taxation advice.

                                          Unless stated otherwise, this information has been prepared by Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502 (MBL).

                                          Any information on Macquarie Wrap products has been prepared by Macquarie Investment Management Limited ABN 66 002 867 003 AFSL 237492 RSEL L0001281 (MIML). The Macquarie Separately Managed Account is issued by Macquarie Investment Services Limited ABN 73 071 745 401 AFSL 237495 (MISL). In deciding whether to acquire or continue to hold a product, a person should consider the PDS, IDPS Guide, or other relevant offer document(s) available on the Macquarie website. Our Target Market Determinations are available at macquarie.com.au/TMD.

                                          Funds invested on your behalf by MIML, or investments in the SMA other than cash on deposit with MBL, are not deposits with or other liabilities of MBL or any other entity of the Macquarie Group and are subject to investment risk, including possible delays in repayment and loss of income and capital invested. None of MBL, MIML, MISL or any other member of the Macquarie Group guarantees any particular rate of return or the performance of the investments, nor do they guarantee the repayment of capital.

                                          Any information on this page in relation to mortgages has been prepared by Macquarie Securitisation Limited ABN 16 003 297 336 AFSL and Australian Credit Licence 237863 (MSL).